New inclusions on LCV MoT could cost a packet

Roadworthiness of your vehicle is an absolute must when you apply for a new van insurance quote. The older the vehicle, usually, means the cheaper the cover quote. But you will not be insured at all if you van fails its MoT.

With the recent improvements in technology with onboard management systems electronically controlling everything from the cab temperature to fuel consumption, the existing UK MoT was due a overhaul in line with the leaps and bounds we have seen in recent times. If you’ve been for your van MoT already this year, you’ll have seen a few categories therein new to the clipboard tick sheet as the mechanics gave your van a clean bill of health or found something you weren’t expecting to have to repair that’s not been there before.

That will be because of amendments made to the base MoT test for cars and light commercial vehicles made by the European Commission to ensure that all critical components that govern a car or van’s performance are duly checked every year, once the vehicle has surpassed the tender age of three.  Passenger transport vehicles, namely buses and coaches, along with heavy goods vehicles, will also have revamps to their base test in line with new technology.

Many of the new articles that will appear on the revised MoT are indeed electrical; it may seem that there is more to trip the van driver up on but, some of the components that are now included do actually contribute to your eligibility for cheaper van insurance, so it is worthwhile having he new inspection.

It would be a terrible shame if you were to be involved in an incident and your van insurance didn’t pay out because the component attributed to be at fault, whatever that was, had not been inspected correctly to the new EU legislation guidelines.

Vans registered after the first of January this year will have the mandatory three year wait but any registered prior to the beginning of the year will be subjected to the tests when next your MoT is due.

One word of warning – some of the components on the new MoT checklist are extremely expensive to replace if they fail after their warranty has expired. If you are considering buying a new van with the latest all singing and dancing electronic controls, it may be worth investigating beforehand how much some of the articles are to replace that you cannot legally drive without or would make your van insurance null and void if dysfunctional by checking the full list of items now governed by the UK MoT.

Longer miles are jeopardising more than no claims bonuses

There is a reason that the average van driver’s daily route is often less than a fifty mile around trip. Customer base and time constraints are one thing, but when you start approaching treble figures in mileage, a recent report has shown, it is not unusual for drivers to start to shown signs of fatigue.

This is bad enough for long distance drivers and field representatives, but the difference with van drivers is that they generally have to constantly switch from drive mode to work mode and back again. For local distribution or small component manufacturers, this can be in excess of twenty times a day. When the signs of fatigue start to show, it is imperative to take a break, otherwise you could be jeopardising yourself, others on the road and your driving record and subsequent no claims bonus on your van insurance policy.

The plight has been brought to light in a recent report by one of the UK’s most prolific breakdown organisations, which has shown that drivers who travelled more than 100 miles over a weekend are putting themselves at risk not only through lack of focus and concentration on the road ahead but also by physically falling asleep whilst behind the wheel. Long distance drivers are used to taking breaks at motorways services and have learned to adapt breaks very much as part of their working day through essential requirement, not just because they want to fill up their Café Nero card.

Local van drivers, too, are often in and out of their vehicles, but it is those drivers who are spending three or four hours behind the wheel that are the cause for concern by authorities. This could cause a problem with your van insurance if the miles you estimate you drive are on the shy side.

Obviously, the further your job takes you, the more exposed you are to other drivers purely because you’re on the road more; your van insurer will probably take this into account when considering offering you a cheaper van insurance quote. The new report has shown that one tenth of all drivers who took part in the survey and who drive for such periods have admitted to actually falling asleep whilst driving, many of them whilst on the motorway.

The monotony of motorway driving coupled with the extended miles can have the effect of a sleeping tablet, especially if the journey is started on the back of a heavy night or weekend. Research suggests that you’re half as likely again to have a fatal or serious accident if you fall asleep behind the wheel; incredible to think that only half of the respondents said they’d pull off the main drag to get a coffee and only 20% thought to get a rush of fresh air by opening the window if they started to feel drowsy.  They must like the thought of paying more for their van insurance…

Save Truckpol urges RHA and FTA

If you’ve ever had your articles stolen from the back of your van whilst on site or parked up overnight and you’ve only had third party cover on your van insurance, there has always been a body dedicated to freight crime that you can turn to.

With the new trend of motorway pirates on the up, waiting to relieve you of your van’s contents even when you’re parked up on the A5 just for a cuppa and a bacon sandwich to get your day off to a heart start, it has been a comfort to know that Truckpol have been there to fight your corner. Specially manufactured components or prized possessions even the best van insurance cannot replace as well as having the articles that were stolen back in your possession.

However, this department is no longer funded by the public purse and has relied heavily over the last year on donations from the private sector. Since its inception in 2003, following the closure of its predecessor the National Stolen Lorry Load Desk, it has remained the only organisation involved in the collation and providing accurate, up-to-date statistical data about the levels of Truck crime on UK roads.

As the private sector are buckling their belt with the economy still looking so uncertain, there is a grave lack of funding being donated to Truckpol, who are in danger of folding without the aid further financial resource being made available to them. The information they provide does not solely act as a report that presents a set of figures that say: look how bad the UK’s truck crime figures are. Their findings are used to highlight ways in which truck crime prevention can be nipped in the bud.

The basis of their findings have contributed to many of the safety features and warnings we now take for granted. Without the availability of such security devices as immobilisers and steering locks and the development of real-time digital cameras used in road traffic assessment, truck and van insurance premiums would be rising at an even greater rate. The Road Haulage Association chief exec Geoff Dunning said the organisation would be sorely missed, should it disappear and truck crime prevention be put back ten years, so strong has their influence been.

As such, the RHA are combining their efforts with the Freight Transport Association to help sustain the department. Theo de Pencier, FTA chief exec also acknowledged the role highlighting how Truckpol had played its part in protecting vulnerable sectors of the freight sector from criminal gangs, which has helped us all retain cheaper van insurance policies than there would have been if these levels of crime had not been identified and made preventable.

Further police warnings about van thefts – models identified

The ‘White Van Man‘ tag does not always strike up the most endearing of images with the UK public. Not helped by television coverage that did little to enhance an image that was questionably deserved, it can sometimes be hard to feel pity for them when they are the victims of crime. However, with the spate of robberies aimed at vans and their continuing increase, their fault hardly lies at the feet of one individual driver who was once cut-up and who’s now going around the country exacting revenge on light commercial vehicle drivers, acting as vigilante in the name of the public at large.

It is not just organised gangs, however, who are discovering more ingenious ways than ever to jeopardise the van drivers’ livelihood and ongoing cheap van insurance through earned no claims bonuses. Police are warning van drivers everywhere to ensure their vehicle is locked up as securely as possible and that, wherever possible tools are removed from the backs of vans when they are not in use. That even extends to taking five out at the motorway service station.

In a recent report it has been detailed that van drivers are doing all they can to protect themselves through any incidents that could occur on the road, with 70% renewing their fully comp van insurance policies, despite how tempting it must be to cut costs by downgrading to third party, fire and theft to even third party only. However, even this continued level of cover for accidental damage does not necessarily cover expensive tools that may be critical for a tradesmen to carry out his work. It is recommended for all tradesmen for whom it is essential to transport their tools to site to take out extra tool cover as an ancillary to their van insurance ; for the extra amount, it can pay for itself several times over.

In the recent police report issue on the status of opportunist thieves taking advantage of unsecured vans, they have highlighted two Citroen models, the Relay and the Berlingo alongside the ever-popular Ford Transit as the most popular targets for this type of off-the-cuff crime. The tools being identified as popular are, as you’d expect, hand tools that are relatively light and easy to make off with for those looking to top up their benefits with the odd twenty or thirty quid as they become the man everyone meets down the pub.

Along with the headache of replacing tools, time lost at work and perhaps damage to your reputation, forced entry can often leave telltale signs of entry on the van, its doors and its locks, which means more off-road time as the vehicle is repaired. Steering locks, immobilisers and trackers are often enough to put off the opportunist crook, as well as helping you achieve cheaper van insurance when you declare that you have these fitted when applying for your van insurance cover.

New Mercedes van makes cityvan market Citan take notice

All the signs point to the unveiling of a new Mercedes Benz van in the very near future. At the Design Centre, Sindelfingen, the ‘Citan’ formed part of a seminar aimed at highlighting the Mercedes brand and how that recognition could be fitted into the ergonomics of city driving.

The name is believed to have been derived from a combination of city and titan, clearly a message by the German manufacturer that they’re not taking the responsibility of adapting to changes for large cities logistical requirements lightly. As Euro 3 and Euro 5 legislation starts to dictate what models of commercial vehicle businesses who operate in the city are in the market for, Mercedes want to be a large part of that trade.

Currently, the light commercial vehicle market in Europe is heading towards three quarters of a million units. What Mercedes are aiming for is a share of between 4-5% of the sector. One thing is for sure, with the quality and reliability that is inherent with the brand, it will be interesting to see how the van insurance firms react to the Citan, when it is placed alongside the Bippers, new Kangoo ZE‘s and the smaller Berlingos. Will van drivers sacrifice their cheap van insurance policies on the established models for the luxury and status of driving a Merc to work, every day?

Well, if Mercedes realise the share that they believe they can capture with the release of this new van, 35,000 units based on the available figures of the current market, that’s a lot of van drivers who have to be tempted.

According to Volker Mornhinweg, however, it seems as if Mercedes have already taken into account the sensitive nature of budgets that businesses across Europe are still envisaging for the foreseeable future. City vans and minivans continue to grow in popularity and the price tag for the Citan will reflect this, combined with what the German auto giants believe the product can support for their name.

With the addition of around the clock customer service and breakdown call-out, Volker hopes that this Mercedes brand, after sales service and the competitive price will help achieve the sales that were forecast at the conference.

Like the much-loved Berlingo, the Citan will have one base product, a panel van, but can be configured into a crew-carrying version when bought from new (although described as a minibus, it will attract the same potential customers) and also comes in different lengths and payload capacities to suit the buyers’ business needs. However, it is expected to be more of a sturdy beast than its French counterpart, with a lot of space within the back of the van given over to space, despite the conservative dimensions.

In line with the LEZ and other major cities adopting Euro 3 levels for their maximum permitted CO2 levels there will be a fuel-efficient, low-emission diesel version, a standard petrol, the branded BlueEFFICIENCY maximum mpg version and there are plans to roll out an battery-powered electric driven van later on, too, possibly to rival the Kangoo, which seems to be the EV that looks like being the van to break the market if any one can.

If you fancy driving a Merc to work every day, see what impact it would have on your van insurance quote, using our bespoke online form to compare over 60 cheap van insurance brokers and direct cover firms.

Renault invest heavily in after sales and service vans

There is nothing like using the product to promote it, and that’s exactly what’s happened in one outlet of the Renault Trucks UK network. The French company, who have already won accolades for their above-average customer service levels have raised the bar higher as Renault Truck Commercials, the biggest franchise within the Renault Trucks UK supply chain, have invested over a quarter of a million pounds to ensure levels are not only maintained but surpassed in customer service and after sales services.

The fleet of new commercial vehicles, totalling £300,000 all told, comprises the Renault Master van and the Kangoo. The clever bit in this investment is getting the Kangoo out into the hands of customers who may as yet have reservations about electric vehicles. The new fleet will not only be used for their own ferrying to and from breakdown sites and services but will be offered out to customers as sixteen of them are destined to be courtesy vans in the result of a breakdown. Good news for anyone who has not taken this aspect out as an ancillary to their base van insurance policy.

Thirteen Kangoos will be used in this manner with the balance of courtesy vehicles being the Master van. At this moment, it is planned for them to be spread across the Renault Truck Commercial group’s eleven dealerships in Wales and England.

One Kangoo and three Masters will be utilised solely for the delivery of parts, making sure that customers never have to wait long for a component to arrive between services or in case of a breakdown. You will see them coming as all twenty two vehicles are kitted out in the franchise’s stand out branding and logos.

Why Renault has won so many awards for its customer service is summed up perfectly by Christophe Blazere. When it comes to running your business, time off the road means lost profit, whether it’s through stopping you getting to a job or paying out for a breakdown. You can cover the cost of your replacement components with a vehicle breakdown addition to your commercial vehicle cover but lost time is not something that you can peg back, no matter how good your van insurance policy is. Renault, and Christophe, understand this completely which is why it is imperative that they appreciate their customers’ need to “keep their business moving.”

That really is at the heart of Renault Truck Commercial’s drive to be the best network in the UK under the Renault Trucks banner. With 230 staff covering everything from servicing of LCV’s up to parts for 120 ton trucks, there is little they can’t tell you about the French standard bearer’s presence here in the UK.

For a cheap van insurance quote to go with your Renault, or any other brand of light commercial vehicle, compare from over 60 van insurance firms using our To see how much you could save on your next van insurance quote, choose from over 60 insurance firms using our bespoke online form.

Fleet management seminar highlights cost savings for 2012

Cost saving is still very much on the menu for fleet managers this year as businesses look to save costs from every conceivable angle. As such, Interactive Fleet Management kicked off 2012 with a management seminar inviting managers from fleet services and those within their organisations who actually make the key decisions in an attempt to prove to them that savings of 12% are achievable with a combination of technology, planning and the right resources.

Ran as a workshop to provide a hands on session in Surrey’s Mercedes Benz World the select group focused on a broad range of cost saving techniques to assess their suitability for their organisations to see if they were compatible with their existing framework.

There is still room for improvement across much of the UK business sector when it comes to fleet management. Many of the huge conglomerates have their fingers on the pulse of their logistics network but, below that level a company’s light commercial vehicle fleet is still budgeted on the basics: vehicle cost, fuel cost, mileage, staff and van insurance with a kitty set aside for breakdown. This workshop was to highlight the next step up and how integrated fleets, incorporating the latest software and communication technologies, have been proven to deliver huge savings.

Jayne Pett, IFM’s operations director, said that their management firm decided to put on the show not only to demonstrate the physical aspects that have changed but to bring the thought processes to the table that had instigated the efficiency drive over recent years.

She went on to add that the innovations on show deliver greater control over the costs of fuel, a dynamic that can never be truly accurately budgeted for. But, by implementing the tighter controls that are now becoming available and implementable across UK fleets, there were opportunities to cut 25% from the fuel bill, alone.

There were other aspects considered and this is probably only applicable to the larger fleet, but multi-bid contract hire can also deliver cost-savings on a huge sale. But, you do have to have a considerable amount of vehicles to generate interest in your contract in the first instance and then significantly lower the contract hire rate to make it worth their while.

Another cost that is flexible throughout the year is maintenance and reparation costs – which the seminar covered in their accident management techniques module. The better you can handle an accident once it’s happened, the closer you can work with your fleet van insurance broker to bring it to a swifter resolution. Accompanying our article van insurance – what to do in the event of an accident there is a handy little download that you can keep on your clipboard if your mind goes blank and you forget what to do immediately after an incident, courtesy of cheapvaninsurance.co.uk.

Citroen develop further with Berlingo van upgrades

Citroen have, in the past, developed an unwarranted reputation in the UK of manufacturing cars and vans that were not exactly substantial. Any driver of an age will scoff when you mention the 2CV, a much ridiculed car, but quietly smile inside with a certain fondness at its amiability.

The French manufacturers have come a long way since those ‘pram on wheels’ days, with the AX GT a much sought-after boy-racer car in the late eighties, early nineties. And the Picasso is an absolute best-seller the world over in more modern times.

Their van enjoys a similar demand (although from an altogether different market) in as much as the Berlingo is a model that does exactly what it says on the tin, and then some. It truly is a light commercial vehicle , with engines designed to maximise fuel efficiency to suit your business and fleet budget, taking into consideration ongoing fuel costs and fleet van insurance outlay. There is also a choice of petrol or turbo diesel fuel and manual, stop-start or EGS gearboxes which you can choose when you’re configuring your van to further help you derive the best from performance to stay on top of your costs.

There are also a whole host of features that you can tag on, many of them that van insurers will be looking out for. To help you save further on your van insurance and improve you visibility, there are configurations for the bulkhead to improve visibility available, rear parking sensors to avoid any van insurance claims for backing into someone and an alarm pack for £330 which will, over the life of the van, no doubt pay for itself.

If you’re looking for a van that, like the 2CV or Picasso, stands out physically as being different from other vehicles in its class, you won’t find this in the Berlingo. In either the panel-van or crew-carrying versions, it is just what you’d expect to see in a light commercial vehicle. The bonus with the popular Citroen van is the space you get for the money, especially if you go for the longer of the two models currently on the market (3.7m compared to 3.3m).

If this sounds like a minivan that would do justice to your business, it may be worth holding fire for a short  while as the standard crew-carrying version is due a facelift and its about to get one. Improvements in headlight configuration with LEDs as an optional extra are on the cards as well as a more prominent radiator grill. Internally, and perhaps why the amendments are only scheduled for the passenger version Multispace, higher grade materials and new, chic colours are being incorporated into the choices when buying new.

The model will no way rival the AX GT for pulling (off) power, nor will it be quite as luxuriant as the Picasso. But, if you’re looking for a van that’s fuel efficient, tasteful and likely to avail you of cheap van insurance, you could do much worse than the Berlingo.

No claims protection is way forward to cheapen van insurance

One of the best ways of keeping your van insurance premium at an affordable rate is by keeping hold of your no claims bonus. If you’re a van driver, the good news is that you are statistically more likely to do this, as commercial vehicle drivers make far fewer claims on their insurance than others covered on UK roads.

As a van driver you are afforded a more receptive experience dealing with insurance brokers than those in the domestic market for several reasons. In the main, by buying a van in the first instance, an insurance broker may assume that you have made a considered purchase and not simply that you’ve bought a set of wheels because all of your mates are driving. You have made a decision that affects your entire livelihood and your van insurance company will respect that decision.

But more than that, if driving is your livelihood and you’re not a tradesman who uses his van to transport his tools and enable him to work on site, it is very liable that you have racked up experience in a few years that domestic drivers may never do. There is also the very real possibility that the company for whom you’re working has put you through advanced driver training to meet their own organisational goals, therefore even more in line for cheap van insurance quotes.

There are two ways that you can protect your current no claims bonus (PNCB) and your subsequent van insurance premium. The first is, if you’ve built up enough of a history of claim-free driving, you can pay an ancillary premium on top of your base van insurance policy. The cost will depend upon how many years you are claim free and the value of the bonus you are trying to protect.

The second way is, quite obviously, by not claiming against your van insurance. Using your experience to steer clear of incidents on the road and protect your van from theft will certainly help deliver the savings you’re looking for. This service, being discounted for full years of claim free driving, can roll over for up to nine years, where it will remain at the maximum discount until you make a claim, which you will not have to if you take out PNCB, as per option one.

The ulterior motive for offering discount in this manner for your van insurance provider is retention of your business. Many insurance firms will offer you an introductory discount equivalent to any no claims up to a point, but nine years continual discount is a lot to compete against. Hence, it’s win-win: you only pay for the cheap van insurance you deserve; they retain your business as you may struggle to find cheaper van cover anywhere else.

It’s not impossible, though; see if you could save using your no claims on your next van insurance quote from over 60 brokers and direct insurers using our bespoke online form.

GB motorways and dual carriageways risk assessed

If you think your van insurance isn’t as cheap as it used to be because of the UK having dangerous roads to drive on, think again. According to one league published by EuroRAP, the basis of recent industry article, the only place with safer driving conditions in Europe is in Finland.

Anyone who’s ever been to Barcelona or Rome will not be surprised to learn that, according to the league, Italy and *Spain were deigned the most likely places you were going end up having to make a claim on your van insurance policy as they finished predictably bottom of the pile, with France surprisingly mid-table (have you ever tried crossing the Champs Elysee?).

It is, however, unclear exactly how old the statistical data found on Wikipedia is. EuroRAP now has 20 member countries, according to its latest atlas, with over 50 contributory road safety organisations providing them with data, mapping over 180,000km that have been risk-assessed across the continent to bring you such statistics and a further 60,000 which have been star-rated. Finland is no longer a part of that survey and neither are their Scandinavian neighbours, Norway.

The current eurorap atlas (in BETA) is a 106-page report published online as a readable magazine. Rather than produce a league, it publishes individual countries in the assumption that, if you’re looking to gauge your ancillary van insurance green card rates against a target country you’re looking to possibly travel to, it is advisable to use the new European Road Atlas (linked above).

*Spain has, since the league table published on Wikipedia was last updated, now achieved the highest star rating of European single lane roads from those mapped in the current atlas published by the non-profit organisation, achieving a commendable 72% of its single-lane road network gaining three stars, or more. It was Spain’s much higher motorway accident rate that had pushed them to the bottom of the league previously.

Similarly contradictory to Wikipedia and the recent article, the new survey actually confirms GB as the safest place in Europe to drive for both motorways and dual carriageways based on risk-mapping data. One crucial bit of information for fleet managers produced by this latest report is that drivers are four times more likely to have a collision on a single-lane road than on a motorway.

If your organisation is safety conscious, has a high accident rate and feeling the pressure on your van insurance budget, it may be worth looking into using UK motorways, if they’re feasibly accessible, as a way to help drive down the risk factors you expose your fleet to.

And to put the record straight about France, they have the highest star-rated dual carriageways, with 95% rated three stars or more.

We have all seen the ‘appeal from the founders’ message on Wikipedia but their article about EuroRAP road safety is certainly in need of updating and a few [citation needed]’s.

Step 1

Complete your quick and easy quote

Step 2

Reveal your van insurance policies

Step 3

Pick your favourite and get instant cover