Fleet awards ceremony invites open

The driving charity Brake, run with the support of Balfour Beatty Plant & Fleet Services, has announced the date, venue and line-up for its 10th annual awards ceremony, which will be held in June at the MacDonald Burlington Hotel in the heart of the England’s second city, Birmingham.

Targeting achievers in commercial fleet safety, the function will reward the best in class for organisations that have contributed massively to road safety in the last twelve months.

Many of the awards are for innovations we have covered here on cheapvaninsurance.co.uk over the last couple of months, including reducing carbon footprints with emmission levels, analysing crash sites and groundbreaking methods of enhancing fuel efficiency.

If you believe your business has contributed to road saftety in the fleet industry you can submit your details – free of charge – on the online form promoting the event here: http://www.brake.org.uk/friend-of-brake/fsf_award.htm

There is a catch (it is a charity event, after all) – in order to be considered for the award, you must book at least one seat at the networking event.

If you are attending on your own, the charge will be £110 or, if you can organise a party of 10 people, you can secure a private table for £1,000, saving £10/per head. This can be submitted on the form in the link above or you can e-mail the details for booking alone to [email protected]

This is still cheap when you take into consideration the quality of the venue, a pre-dinner reception with drinks, followed by a three-course meal (wine included) access to the casino and you can dance the night away to the disco tunes.

This year’s sponsors are Arval, who received a commendation in the 2011 ceremony for the “Road Safety in the Community Award”. Individual awards are also sponsored by other organisations who recognise the outstanding job that the Fleet Safety Forum does for raising public and commercial awareness of fleet safety issues that may otherwise go unaddressed.

At time of writing, there are still opportunities to put your name in front of a receptive audience of the upper echelons of the the fleet commercial industry by part-sponsoring the event – a flyer can be downloaded as a pdf @ http://www.fleetsafetyforum.org/docs/flyer-12-awards.pdf to see if your business fits the profile of the event; you can also take the first steps to raising your brand awareness by e-mailing Katie Shephard of the Brake charity on [email protected]

If you’re in the commercial fleet business and fancy a night out in Brum, for those in fleet car, truck and van insurance as well as the manufacturing side of the industry, this networking awards event is as good an excuse as your likely to get, this year.

Uncovering more reasons to take out van cover

Is your van insurance policy up to date? If you’ve even had to think about the answer to that question, my guess is that you’re not taking it seriously enough and it could be costing you a fortune!  Or, worse, could cost you your livelihood if not adequately covered.

Despite all the rumours to the contrary, it’s still possible to find cheap van insurance, if only you know where to look and how to go about the task in hand.

First and foremost, back to the first point – Sod’s Law states that the week your van insurance policy expires is the week you tail-end a Ferrari the very first time you ever answer your mobile when it’s not plugged into the hands free device.

Alright, perhaps that’s taking it to the extreme but, seriously, what is the limit of the liability of your van insurance claim? Not all policies are equal and certainly most don’t cover the cost of what you carry as part of your load or what it would cost to compensate you if you were unable to work due to an accident, God forbid, that rendered you out of action for some time.

Yes, these aspects may be available as ancillary products but, remember our friend Sod? He pops up the day you uncross that box on your van insurance renewal quote to remind you that you shouldn’t have been a skinflint and look at what saving you two pounds a month has gone and cost you, now!

To be fair, there possibly are aspects that you have tagged on to your van insurance policy that you may no longer need. Demographics of business change.

For example, when your business was at start-up level, you may have required a large commercial vehicle to transport your goods to and from site.

Over time, you may have found a niche that’s more profitable but requires a smaller vehicle. Have you checked with your van insurance broker that they’re charging you a more appropriate rate? Smaller vans usually invite cheaper premiums.

Conversely, your business may have gone national. At first, to save a few bob, you may have only insured for a certain amount of mileage. If you’ve surpassed that and are visited by Mr Sod, you may not be covered as you’ve exceeded your original terms.

It’s all about making sure you and your business are adequately covered, and searching for the cheapest van insurance quote on that basis. Sod will creep up when you least expect him – don’t give him an invitation to strike whilst you’re not looking!

NV200 goes from strength to strength

Moving on from its Professional Van & Light Truck ‘Van of the Year’ award in 2010, the NV200 will have a new, larger model this year, compliant with Eurozone emmission levels.

Using the recognition Nissan have already gained in the light commercial vehicle industry, the new model will be classed in the medium sized van category, dramatically increasing its payload over its cousin which rose to such acclaim two years ago.

The fact that it has remained in the medium category when some of the data is more akin to more heavy-duty commercial vehicles will help reign in the van insurance costs usually associated with vehicles with such capacity.

The statistics for a van of this class are, as you’d expect, impressive. The fact that it is less than 4.5m in length is perhaps deceptive; providing you don’t exceed three quarters of a ton in weight, its 2.2 cubic metre capacity easliy incorporates 2 x euro pallets; combine that with a low deck, just over half a metre off the ground, this eases the burden of loading, considerably.

As with the smaller version of 2010, which went on to win four prestigious awards in its debutant year, this volume in the medium category also makes it best in class for carrying capacity.

The cab, too, is a fully functional unit. With one eye on lowering van insurance costs and further cleaning up the UK’s roads, there is a rear-view digital camera to capture any discrepancies that may occur following an incident.

An additional safety feature is fog lights at the front of the van, as well as at the rear.

For its size and 1.5l engine, as it confirms to Euro 5 regulations its carbon footprint is excellent, producing only 130 gallons per kilometre carbon dioxide emmission.

The NV200 is not all about loading pallets of bricks and tiles and sand and cement, despite its capacity.

Nissan has been in talks with the Spanish plant where the NV200 is manufactured about producing the van with a cooler unit, enabling it to safely transport chilled food and drinks over greater distances. With more of demand in Barcelona for this type of service than in the UK, you can perhaps understand why the talks have been conducted directly with the plant in Spain.

The refridgerated version retains the overall capacity, however, due to the fitting of units and shelves, some of that space may be detracted by these permanent fixtures.

Whatever your budget for your commercial vehicle and subsequent van insurance, there seems to be an NV200 model to suit, whether it’s to go lay your bricks or Olé your ice cream!

Select the right van insurance for your business

If you enter ‘van insurance‘ into Google or any of the other major search engines, you will return millions of results.

Do you have time to visit each and every one of those sites? Of course not – you’ve got far better things to be getting on with – like running your business, for instance.

With the economy set to remain uncertain for the foreseeable future – this week’s announcement by the government that a young couple with two children will be over £1000 per annum worse off in 2015 than they are now sums up everything that the Con-Dem government feel towards the working classes, for me – the onus really has been put back on the working man to save as much as he can, where he can.

For the sole trader, there is perhaps more scope to do this than the man who clocks on and off, working for a larger organisation.

The right tools for the job

Every workman – including a humble DIY’er like myself – knows how easy a job can be if you’ve got the right tools. For a sole trader, that means everthing from buying the right van, chamois leathers, drill bits, bread baskets – even the software to generate invoices. The more time you take researching your contracts and the tools to do that job, the easier it will be on you, your time and, most importantly, your pocket.

This is equally true for your commercial vehicle insurance. Many businessmen just look at their cover policy, send it off when it’s time to renew and bingo the broker has pocketed the savings, not the van driver / business proprietor – that’s you!

Fully Comp, Third Party, Third Party Fire & Theft – which one?

Theoretically, every business owner in the land would love to insure their van fully comprehensive. However, if you’re a start-up business with no no claims or are going self-employed and are looking for cheap van insurance for a young driver, you may struggle to budget for that, especially if you only have one or two contracts to get you started.

It is legal to have some van insurance before you take your van on the road, Third Party (where the insurance cover’s another driver’s damage, but not your own) is the absolute basic requirement. You can add fire and theft which, as the tag suggests, covers you if your van is stolen or destroyed due to being set ablaze.

Every business is different and, until basic components of van insurance policies are standardised, so is every commercial insurance broker; we cannot tell you which van cover is best for your business.

What we would recommend is to take your search for cheap van insurance as seriously as any other aspect of your business.

Be certain of the cover you need (so you’re not paying too little or too much) and then use the Internet to compare van insurance quotes. It’s easier than you think.

Truck insurers hope UK storms blow over

From tip to toe of the UK, January has blown in more than a just a fresh start to the new year. From Cornwall to The Highlands, Britian has taken a lashing from gale-force winds, torrential rain and even snow in places.

For van- and truck-drivers nationwide, motorways and A roads – in fact, anywhere exposed to the driving winds – the usual delivery runs become perilous missions as the battle to remain upright on the road takes precedent.

The storms have put not only drivers on alert but also truck and van insurance brokers as they expect a wave of claims in light of recent events.

Likewise, with thousands of households being left without power, trees being ripped out of the ground by their roots and unforgiving winds tearing walls down literally brick by brick, insurance call centres all across the country are on standby for a barrage of calls today as home-owners lodge claims for compensation.

Unfortunately, two commercial vehicle drivers suffered the worst possible fate as Britain was held to ransom in the unabating conditions.

One driver from Kent was crushed as a tree fell onto his van after being blown over by the gales and, also in the south of England, in Dorset, a truck driver was pinioned beneath his lorry as a freak gust blew over his vehicle.

Scotland’s two major airports, Glasgow and Edinburgh, had to periodically close during the day. Reminiscent of the beginning of last year, Scotland again seemed to be on the wrong of the stick as the weather was unrelenting.

We all remember hard pressed politicians north of the border last year being interviewed against the backdrop of snowbound motorways attempting to appease the public by stating that the services were doing all that they could in the face of unprecedented conditions. After the lashings and heavy snowfall already this week, one really does fear the worst again this year.

With flood warnings being posted all across the British Isles and winds whistling through every nook and cranny showing no signs of letting up, it is critial for drivers who have to take to the road to be prepared for every eventuality.

At the very least, take blankets and extra food and water out on the road for every trip you have to make. Better advice is to invest in a survival kit, such as as those mentioned in our article – A man, a van, a winter plan. For the outlay, you will think it a cheap investment should you ever have cause to use it.

And, as always, ensure that your van insurance policy incorporates every eventuality for winter driving, especially breakdown cover if you’ve not taken it out separately – it can be painful enough driving through a UK winter, without having to pick up a bill due to lack of appropriate cover.

Be careful, drive safe.

Continental and Renault get Twizy

With Renault forecasting that ten percent of all vehicles on UK roads will be either electric or hybrid powered within five years, they have sought expert knowledge for the new tyres to go on the Renault Twizy when it’s launched next year.

The new tyre indicates a landmark for the electric van revolution; understanding the need for a different design to maximise an electric-powered van’s output, the tyre will, in effect, be a prototype. Although the Twizy itself is an ergonomic two-seater designed to flit about the city, this move will surely have an impact on the Renault ZE commercial range in the very near future.

As we’ve already highlighted here on cheapvaninsurance.co.uk, the running costs for electric engines are so cheap compared to the liquid-fuelled alternatives, it is perhaps understandable why Renault have sought to invest further in this market. The Twizy can be fully-loaded for £3, which will give you a maximum range of 60 miles – that’s just 5p per mile.

When you couple the fuel efficiency, now looking like an even greater cost-saving option with the advent of the new Conti eContact tyre (which will be available in a winter version next year too, for those countries in the EU where it is compulsory to fit them when hit by inclement weather) with the cheap purchase cost and then throw in the added van insurance savings, their predictions look conservative, if anything.

As and when the range grows and more consumers turn to plug-in power for their commercial vehicles – overall electric vehicle registration estimated to grow from 1.5 million on the road in 2016 to 2.8 million by the time 2020 rolls around – it is hoped that Continental’s investment will spread across other manufacturers of electric domestic vehicles and vans.

Brief overview of the Conti eContant tyre

In order to reduce rolling resistance yet maintain the same payload, the actual tyre is narrower itself, but possesses a larger o/d for this compact, about-town two-seater.

The added fuel saving comes from the tyre’s thinner sidewall which not only enables more miles per single charge but also adds flexibility in manoeuvrability, too.

And to complete the carbon footprint reduction, as well as its zero emission, the new tyres aid with noise reduction making this officially-classed heavy-duty quad silent compared to other models in this category, or indeed anything else on the road.

The quiet electric revolution cometh; are diesel’s days numbered?

Mini Cooper to be basis of Traveller update

Word on the ground is that Mini are to enter the commercial vehicle sector with an updated version of an old classic. The new panel van – the Mini Cargo – is, on the face of it, a Clubman with the back seats replaced with a simple flat-bed and in place of windows will be sheet metal panels.

It is not the first time that Mini has gone down this road – when Leyland owned the brand, they produced the Traveller as a panel van. That was almost fifty years ago, now, and the return of Mini to the commercial market will be a welcomed change when the panel van is launched at the 2012 Motor Show in Geneva.

This is a timely move by Mini’s current owners BMW as Italian car manufacturers Fiat have also unveiled plans to convert their 500 model as direct competition. But one has to ask will the market support another small van, despite their popularity for flitting around tiny little backstreets in Europe.

The 500 will be the second small van under the Fiat logo as it will join the current model, the Doblo. The German contigent is already represented by the VW Caddy, the French have the Citreon Berlingo and, of course, no sector of the van market would be complete without a Transit as Ford have their connect model in there.

Mini six-shooter packing a punch

The version of the Cargo scheduled for launch at Geneva in March will have the same 1.6 turbo diesel engine and, powered by six-speed transmission, will offer similar fuel efficiency even though it will be capable of carrying a heavy load.

If cheap van insurance is not your main concern, but it’s power you’re after, it may be worth holding fire. Rumour has it that a 2.0l petrol version is also scheduled, but that is yet to be confirmed, probably at the Motor Show in Spring.

It is hoped that power will not be the only selling point, although that’s where the Mini Cargo will surely score points over its rivals; with the revitalised brand that is the Cooper, it’s hoped that the legend cements itself in the commercial vehicle marketplace, albeit under a pseudonym, as well as the tour-racing circuit where it made its name.

Going online for van insurance benefits

As well as the bigger things that can go wrong with your van, there are smaller things that, although not as expensive as replacing a whole vehicle, could knock a sizeable hole in your wallet if you don’t prepare yourself for the eventuality.

Many van drivers automatically assume that breakdown cover is inclusive of any policy they take out, but this is simply not the case. Likewise, windscreen replacement can be added to your existing policy, but you shouldn’t expect it to be a part of your cover when you take it out.

And can you drive your van anywhere you please? Is your warranty worthy once you drive your vehicle off the ferry or through The Chunnel? Unless you’ve taken EU travel out as an ancillary option to your base van insurance policy, then it’s very unlikely that you’re covered for driving anywhere other than on UK roads.

If these aspects are critical for your business, ensure you check all of the relevant boxes when you fill out the online van insurance form. You may think you’ve got an exceptionally cheap deal – there is normally a reason for that!

There are other ways that you can save money on van insurance renewal policies, other than by reducing the size of your van or employing older employees so that you do not get penalised for excessive van insurance for young drivers.

Because of the overheads involved in employing multitudes of staff at call-centres, most van insurance firms will offer substantial discounts if you enquire about your van insurance quote online.

However, it is worth remembering to have all of the aspects critical to your cover gathered together before you go online for your quote as there is no negotiating with a computer – the information you input will directly dictate what your premium will be.

Even the little details like the size of your van engine, the volume of the load capacity or the variety of uses that you intend to put your van to in the course of your day to day business can all count when it comes to discounting your van insurance.

If your load is precious, another factor that you will have to take into account, you will want to protect it in transit. With the rise in van insurance premiums experienced recently you may be in for an initial shock but you have to compare the price of van insurance renewal against the cost to your business if you do not get the appropriate cover. And that cannot be overlooked

Alphabet crimes almost solved

When questioning 250 of the key decision makers when it comes to managing fleet vehicle ownership, the Alphabet report has issued its second paper, entitled ‘Risk, Reward and Rationale’.

This second report in the series highlights the fleet managers’ fears as they cite speeding, using mobiles and drinking as the main concerns for the safety of its drivers.

The report commission took in several aspects, not only looking into assessing and balancing risk but also to what extent to allocate your fleet amongst staff, for field sales and van drivers alike.

One of the concerns of the instigators of the Alphabet report was that employers were, under the current economic constraints, ignoring its duty of care towards its employees. Especially on the back of a similar assessment from five years ago which suggested that only slightly more than a third (37%) of managers had drawn up plans to address such risks.

The results in this second report show an overwhelming increase with almost all of those managers surveyed (98%) making some sort of contingency to protect the drivers that represent their organisation.

Alphabet’s chief exec Richard Schooling has perhaps some explanation which would explain why there has been such an increase in such a short space of time.

“The dramatic increase in the number of fleet professionals creating risk management policies is an outcome of the corporate manslaughter legislation. This act has prompted operators to better educate employees on driver safety and implement policies to protect themselves from prosecution.”

Not only does this investment in staff go a way to protecting the organisation and the drivers, but, when presented with this evidence, it is difficult for an insurance firm to refuse cheap van insurance when next applying for renewal.

This concern for drivers’ safety has even been put above operating costs and carbon footprints, with 7 out if 10 UK and EU companies highlighting risk management as their priority.

A similar number of managers have, however, expressed concern about individuals using private vehicles to run company errands instead of fleet vehicles from the pool.

Known as ‘The Grey Area’, using domestic instead of commercial vehicles takes the responsibility of key performance indicators out of the control of the company, which defeats the object of the risk assessment exercise.

Schooling added that company-owned fleet vehicles “…give employers more control over the quality, insurance, emissions and condition of vehicles used on business.”

This area is now becoming a prime focus for further cost-cutting; with fleet van insurance and company fuel accounts, costs can be controlled, but when it comes to reimbursing individuals who take the onus on themselves, they have no control whatsoever.

Managing systems key to peak performance

As businesses across the UK look to cut costs by traditional, obvious means, there are increasing improvements in technology that can help reduce bottom-line losses in ways previously thought unimaginable.

More and more, businesses are looking into sophisticated software not only to track vehicles on the road and improve their efficiency, as far as targeting their drivers for ‘just-in-time‘ deliveries but also protecting their van insurance policy’s no claims bonuses and reducing renewal policies by showing their brokers that they’e serious about protecting their investment should the worst happen and their vans be stolen.

Management Systems integral to progression

Drive Solutions have not only spotted the need for this level of integration into any business that operates a fleet of vans, but took fleet management to a whole new level.

Recognised by authority

The Institute of Transport Management not only acknowledge the system that Drive Software Solutions are supplying to the market place but they also recognise the role that this type of software plays in the day-to-day running of everyday business.

Bottom line is what matters

Irrespective of what investment and cost-saving measures you take elsewhere in your business, if your trade requires carrying tools to site or delivering product to the line side, protecting your fleet is imperative – this is inclusive of maintenance of your vehicle to deliver and ensuring that your entire fleet has the correct fleet van insurance.

In addition to monitoring your vehicles, you have to look at how well your drivers are performing. Constant assessment and ongoing training is key to maximising the efficiency of your investment in management software, through your drivers’ ability to deliver.

Peak Performance were likewise acknowledged by The Institute for their contribution as pioneers in driver training and assessing their subsequent skills.

The reason we cover this sort of topic here on cheapvaninsurance.co.uk is because everything you can do to show your van insurance provider that you are serious about your business will help you reduce your renewal quote when it comes around to taking out your next policy.

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