New fleet of Vivaros boldly going into Eastern Europe

Mid-Air Site Services, a company approaching a decade in business next year, are exporting the UK eye for quality and service by taking their plumbing, heating and ventilation expertise to the Polish/Ukraine border. As Europe becomes smaller and Health and Safety Legislation reaches places where once it has been overlooked Stuart Slack, Mid-Air’s managing director, is hoping to expand the family business further onto the Continent than ever before; the Polish contract is only one that could potentially come to fruition from one of many export quotes the company has quoted recently, including Germany, Belgium and Ireland.

In a recent interview, Slack expressed his aims for growth in the future, with the investment in the fleet of Vivaro vans as being a necessary expense with the outlay for the commercial vehicles and the extra van insurance cover for overseas travel, to help continue providing the basics that have seen his company grow from a South Yorkshire plumbing firm to a national contract service in such a short time. Those two strengths he reports as being quality and reliability and they have become the bywords that have seen the small family business serving the local community and hopes that those traits carry the company into Europe.

Repeat business has provided the backbone for the firm, still ran by the father and son team that inaugurated the outfit, and they’re hoping that the step up in grade of van and all of the associations that go along with a shift in focus in any SME will make the transition smooth.

In his interview, Slack referred to these changes in business, citing the new fleet as the key to a dawn in new successes. Acknowledging the investment, not only in the brand new fleet of commercial vehicles themselves but also the extension of the van insurance policies, which will now have to incorporate Green Card cover for European travel, he said that he had to shop around for the best deal for the fleet insurance cover but believes he was able to secure a great deal.

Let’s hope he has his workforce covered, too, as the first contract overseas sees the firm working on a printing plant’s ventilation system fitting and installing equipment to protect the buildings and employees from the many fire hazards associated with the printing industry.

If you’re looking to head to Europe, check out our article on EU van insurance cover: Van insurance ancillary products – Green Card, to see what level of protection is right for your business and see how it affects the cheap van insurance quotes available from brokers and insurers direct using our online form.

Get the facts right to maximise your van insurance claim

In this day and age, getting a hold of cheap van insurance can be hard work in itself. Assuming that aspects and the level of cover are the same, why pay more from one provider than another, whether you’ve historically taken out your van insurance with one brand all your working life, or not?

The reason many van drivers feel comfortable just renewing their van insurance without even comparing online whether there are other cheap van insurance providers who can provide the same – or better – cover for less is twofold:
1. They believe getting a van insurance quote online is difficult, whereas the truth is it has never been easier to get cheap van insurance online – in fact it actually increases your chances of reducing your van insurance quote;
2. They feel their existing van insurance provider is adequate or doing a good job because they’ve never had to actually make a claim from them.

However, according to one very recent report, there are circumstances where van insurance firms are not paying out, or paying out less than the value the policy holder believed they were entitled to, in light of their claim. The reasons listed are, however, all valid according to the brokers’ guidelines; so here’s a checklist of pitfalls to avoid when first making a claim on your van insurance policy.

When processing a claim, it is important to present as clear and concise a report of what happened during and leading up to the accident so that the insurance investigator can piece together your claim as accurately as possible. There is little point in you having a perfectly valid claim if you do not share all of the aspects that will help you receive the maximum award with the person who is going to fight your corner for you.

You must also be aware of what you’re entitled to claim in the result of an accident from your van insurance policy, itself. If, for example, your van is run off the road and subsequently your tools are stolen from the back, you have to put in two claims – one for the accident that led to you being off-road and a separate one for the retrieval/compensation of your work gear.

If there are points which seem ambiguous or obscure, leaving you in any doubt, call the support staff at your van insurance company. If you have a valid claim, they will help you win as much entitlement as you are allowed under the terms governing your policy.

If, after all of this you are still dissatisfied with the outcome, the Association of British Insurers will be able to point you in the right direction, whether it is to enlighten you where you have misunderstood certain aspects of your van insurance cover, or in severe cases of misrepresentation, they may even contact the Office of Fair Trading on your behalf.

In our article: van insurance what to do in the event of an accident, there is a downloadable, two page document that you can print off and keep on your clipboard or in your glove box detailing what to do and what basic information you need to take down as a result of a road traffic accident. Please feel free to take a copy.

And whilst you’re here, see if you could save a packet in minutes by comparing van insurance from 60+ firms using our easy-to-use 5-stage online form.

NV200 has a few more inches to satisfy US market

The Chicago auto-show saw the NV200, the latest compact cargo van from Nissan, make its American debut before the model goes on general release through distributors in spring. The utility van, a smaller version of the full-blown NV compact model, will follow on next year.

The angle for the design concept of the NV200 was to find a model that exploited a niche for an appropriately proportioned commercial vehicle. With a low-cost entry-point into the market yet retaining a decent payload for its size, this model promises to fulfil that role offering both a relatively cheap price tag and cheaper van insurance with a limited 2.0l cc double over head cam engine with a choice of gear boxes to suit your locale or driving style.

Much is expected for this model in the US. As recently reported here on cheapvaninsurance.co.uk, the crew-carrying version of the NV200 was recently chosen by New York City to be the next generation of its famous yellow taxi. Lead times on delivery expect to be reduced into the North Americas as the model s will be built just south of the border in the Nissan plant in Cuernavaca, Mexico for delivery straight into the approved Nissan dealerships across The States.

The current NV200 is already on duty in approximately forty countries across the globe, but release for the US market has been delayed slightly, possibly due to the extra 200mm added to length tailored specifically to hit that niche and a 12v power point for US appliances. With access for a standard Euro pallet in the back and a payload of over two thirds of a ton (e 1,500lbs), Nissan truly hope that the van proves flexible enough to satisfy the market.

To help deliver an all around thumbs-up, the driver’s comfort and needs have been well and truly addressed. Inside the cab, the focus is all about giving the driver what he wants and where he needs it. With everything from six-way positional seat which cab be manually adjusted to deflect prolonged stress on the lumbar, protecting the drivers posture away from the wheel to a virtual work desk with 12V power points and places for a laptop and folders, it could well be an office on wheels with the passenger seat moulded so that the back is a desk when brought flat into the forward position. I don’t know whether commercial drivers will see that as a good or bad thing but for self-employed tradesmen, it will be a boon.

If the UK version of the NV200 has taken your eye, or any other van, for that matter, check out how much you could save using our quick-step van insurance online form.

Van drivers – keep your eye on the RDI

For years, ever since health and safety really began to gather momentum in the UK and more recently with increasing numbers of jobs calling for more time behind a PC screen, we have been aware of RSI, or repetitive strain injury. Simply put, the action of performing the same motion over and over puts pressure on joints that haven’t evolved enough yet to cope with this type of punishment.

Now we have a similar condition recently diagnosed for drivers who spend long hours behind the wheel, quite obviously affecting commercial drivers, such as field agents, van drivers and long distance truck drivers. Rather than to do with the wrists, as is the case with the majority of RSI injuries, RDI is more concerned with a condition potentially a lot more health-damaging: back posture.

This is no flight of fancy, stirred up by drivers who feel like they’re missing out on a personal injury claim if there’s one to be had. Medical evidence – and this is quite staggering, considering how long we’ve been driving as a people – suggests that nearly half of all drivers could be jeopardising their long term health because of the way they sit for prolonged periods behind the wheel – we’ve not seen that, yet, covered on any cheap van insurance policy!

Even more startling figures were published in the recent report, instigated by eBay Motors, of all people. As part of their research into what aspects made a driver purchase a car, only 21% confirmed that comfort whilst driving was a consideration, despite medical evidence recently released that suggests posture, in relation to your life outside of your vehicle, is something we should be taking a lot more seriously.

Here’s an at a glance resume of symptoms and causes of what the research found:
• More than one in four drivers haven’t the foggiest idea how to adjust their seat so that it promotes a healthy position whilst behind the wheel
• Four in every five drivers suffer from foot cramp, putting that the highest single problem
• Almost 75% of drivers indicated that, within a quarter of an hour of driving, they had felt stiff necks, pain in the lumbar region of the back, eyestrain or headache and pains along their midriff – nearly 2,000,000 drivers report one, some or all of these conditions

Unfortunately, there is no one-size-fits-all solution. Peoples weight, height and shape are different, driving styles cover a broad spectrum of methods and car and their seats come in all sorts of configurations. In summary, when testing a new car or van, get in and feel the position you’ll be in behind the wheel and test its fitness for you, not just the purpose of your job.

You can put a price on your car or van insurance, but you cannot judge your health in the same way. Saving a few pounds here and there for a cheaper motor may cost you a lot more in the long term.

Goalposts moved in CO2 emissions threshold

For those who double up their vans as the company motor in order to save on a bit of tax based on the emission threshold, the recent decision to drop the limit to below 100g/km will scupper many vehicle owners.

The rate, which has stood at 120g/km previously, was a target many manufacturers have been working towards to entice companies, especially in the field sales market, to buy their brand based on the fact that their emission levels qualified for the lower tax rate. However, from April 2012, to qualify for that same band of tax, emissions must now not exceed 99g/km.

We all recognise the need to reduce the carbon footprint, but a drop of 16.67% in one hit will have companies with large fleets, let alone car and van manufacturers, seething. Many in the industry are suggesting that this latest move is less to do with saving the planet, rather a move to get more tax out of the private sector in a manner they can do very little about.

It is unclear yet whether this will have any effect on car, fleet and van insurers who have offered discounted premiums for those who have strived to be emission-conscious, purely because higher-efficiency engines, in order to deliver that goal are just that: more efficient, leading to less likelihood of breakdown.

Lex Autosales have collated information about how the reduction, being labelled ‘The QUALEC Effect’ will impact on businesses who have ordered their fleet for this year based on the previous qualification parameters.

According to their statistics, almost half (45%) of new fleet will be in the 100-120g/km tolerance band, as well as many existing fleet vehicles residing there, too. Furthermore, only 8% of new fleet motors will fall into the new 10% Benefit In Kind bracket, which has seen reduced National Insurance and company car tax thresholds up to this point.

This move could play out two ways, as was the case when the legislations governing company cars were amended around the turn of the century.

Either employees in middle management who are not on excessive salaries but qualify for a company vehicle will react by stating that they can no longer afford to run a company car, meaning either a shrinking of the pool (reducing new automotive orders) or alternatively, companies will be forced to remunerate their staff to cover the extra tax and insurance at a time when businesses can ill afford additional costs of any nature.

The only sensible way to offset any extra outlay is to shop around for cheaper car and van insurance, which may offset any extra costs incurred by organisations who have sizeable fleets that will be impacted.

Alternatively, as Norman Tebbit once suggested, if you can’t afford to drive to work, get on your BIK.

How much could you save on your van insurance quote? Find out using our bespoke online form.

New inclusions on LCV MoT could cost a packet

Roadworthiness of your vehicle is an absolute must when you apply for a new van insurance quote. The older the vehicle, usually, means the cheaper the cover quote. But you will not be insured at all if you van fails its MoT.

With the recent improvements in technology with onboard management systems electronically controlling everything from the cab temperature to fuel consumption, the existing UK MoT was due a overhaul in line with the leaps and bounds we have seen in recent times. If you’ve been for your van MoT already this year, you’ll have seen a few categories therein new to the clipboard tick sheet as the mechanics gave your van a clean bill of health or found something you weren’t expecting to have to repair that’s not been there before.

That will be because of amendments made to the base MoT test for cars and light commercial vehicles made by the European Commission to ensure that all critical components that govern a car or van’s performance are duly checked every year, once the vehicle has surpassed the tender age of three.  Passenger transport vehicles, namely buses and coaches, along with heavy goods vehicles, will also have revamps to their base test in line with new technology.

Many of the new articles that will appear on the revised MoT are indeed electrical; it may seem that there is more to trip the van driver up on but, some of the components that are now included do actually contribute to your eligibility for cheaper van insurance, so it is worthwhile having he new inspection.

It would be a terrible shame if you were to be involved in an incident and your van insurance didn’t pay out because the component attributed to be at fault, whatever that was, had not been inspected correctly to the new EU legislation guidelines.

Vans registered after the first of January this year will have the mandatory three year wait but any registered prior to the beginning of the year will be subjected to the tests when next your MoT is due.

One word of warning – some of the components on the new MoT checklist are extremely expensive to replace if they fail after their warranty has expired. If you are considering buying a new van with the latest all singing and dancing electronic controls, it may be worth investigating beforehand how much some of the articles are to replace that you cannot legally drive without or would make your van insurance null and void if dysfunctional by checking the full list of items now governed by the UK MoT.

Longer miles are jeopardising more than no claims bonuses

There is a reason that the average van driver’s daily route is often less than a fifty mile around trip. Customer base and time constraints are one thing, but when you start approaching treble figures in mileage, a recent report has shown, it is not unusual for drivers to start to shown signs of fatigue.

This is bad enough for long distance drivers and field representatives, but the difference with van drivers is that they generally have to constantly switch from drive mode to work mode and back again. For local distribution or small component manufacturers, this can be in excess of twenty times a day. When the signs of fatigue start to show, it is imperative to take a break, otherwise you could be jeopardising yourself, others on the road and your driving record and subsequent no claims bonus on your van insurance policy.

The plight has been brought to light in a recent report by one of the UK’s most prolific breakdown organisations, which has shown that drivers who travelled more than 100 miles over a weekend are putting themselves at risk not only through lack of focus and concentration on the road ahead but also by physically falling asleep whilst behind the wheel. Long distance drivers are used to taking breaks at motorways services and have learned to adapt breaks very much as part of their working day through essential requirement, not just because they want to fill up their Café Nero card.

Local van drivers, too, are often in and out of their vehicles, but it is those drivers who are spending three or four hours behind the wheel that are the cause for concern by authorities. This could cause a problem with your van insurance if the miles you estimate you drive are on the shy side.

Obviously, the further your job takes you, the more exposed you are to other drivers purely because you’re on the road more; your van insurer will probably take this into account when considering offering you a cheaper van insurance quote. The new report has shown that one tenth of all drivers who took part in the survey and who drive for such periods have admitted to actually falling asleep whilst driving, many of them whilst on the motorway.

The monotony of motorway driving coupled with the extended miles can have the effect of a sleeping tablet, especially if the journey is started on the back of a heavy night or weekend. Research suggests that you’re half as likely again to have a fatal or serious accident if you fall asleep behind the wheel; incredible to think that only half of the respondents said they’d pull off the main drag to get a coffee and only 20% thought to get a rush of fresh air by opening the window if they started to feel drowsy.  They must like the thought of paying more for their van insurance…

Save Truckpol urges RHA and FTA

If you’ve ever had your articles stolen from the back of your van whilst on site or parked up overnight and you’ve only had third party cover on your van insurance, there has always been a body dedicated to freight crime that you can turn to.

With the new trend of motorway pirates on the up, waiting to relieve you of your van’s contents even when you’re parked up on the A5 just for a cuppa and a bacon sandwich to get your day off to a heart start, it has been a comfort to know that Truckpol have been there to fight your corner. Specially manufactured components or prized possessions even the best van insurance cannot replace as well as having the articles that were stolen back in your possession.

However, this department is no longer funded by the public purse and has relied heavily over the last year on donations from the private sector. Since its inception in 2003, following the closure of its predecessor the National Stolen Lorry Load Desk, it has remained the only organisation involved in the collation and providing accurate, up-to-date statistical data about the levels of Truck crime on UK roads.

As the private sector are buckling their belt with the economy still looking so uncertain, there is a grave lack of funding being donated to Truckpol, who are in danger of folding without the aid further financial resource being made available to them. The information they provide does not solely act as a report that presents a set of figures that say: look how bad the UK’s truck crime figures are. Their findings are used to highlight ways in which truck crime prevention can be nipped in the bud.

The basis of their findings have contributed to many of the safety features and warnings we now take for granted. Without the availability of such security devices as immobilisers and steering locks and the development of real-time digital cameras used in road traffic assessment, truck and van insurance premiums would be rising at an even greater rate. The Road Haulage Association chief exec Geoff Dunning said the organisation would be sorely missed, should it disappear and truck crime prevention be put back ten years, so strong has their influence been.

As such, the RHA are combining their efforts with the Freight Transport Association to help sustain the department. Theo de Pencier, FTA chief exec also acknowledged the role highlighting how Truckpol had played its part in protecting vulnerable sectors of the freight sector from criminal gangs, which has helped us all retain cheaper van insurance policies than there would have been if these levels of crime had not been identified and made preventable.

Further police warnings about van thefts – models identified

The ‘White Van Man‘ tag does not always strike up the most endearing of images with the UK public. Not helped by television coverage that did little to enhance an image that was questionably deserved, it can sometimes be hard to feel pity for them when they are the victims of crime. However, with the spate of robberies aimed at vans and their continuing increase, their fault hardly lies at the feet of one individual driver who was once cut-up and who’s now going around the country exacting revenge on light commercial vehicle drivers, acting as vigilante in the name of the public at large.

It is not just organised gangs, however, who are discovering more ingenious ways than ever to jeopardise the van drivers’ livelihood and ongoing cheap van insurance through earned no claims bonuses. Police are warning van drivers everywhere to ensure their vehicle is locked up as securely as possible and that, wherever possible tools are removed from the backs of vans when they are not in use. That even extends to taking five out at the motorway service station.

In a recent report it has been detailed that van drivers are doing all they can to protect themselves through any incidents that could occur on the road, with 70% renewing their fully comp van insurance policies, despite how tempting it must be to cut costs by downgrading to third party, fire and theft to even third party only. However, even this continued level of cover for accidental damage does not necessarily cover expensive tools that may be critical for a tradesmen to carry out his work. It is recommended for all tradesmen for whom it is essential to transport their tools to site to take out extra tool cover as an ancillary to their van insurance ; for the extra amount, it can pay for itself several times over.

In the recent police report issue on the status of opportunist thieves taking advantage of unsecured vans, they have highlighted two Citroen models, the Relay and the Berlingo alongside the ever-popular Ford Transit as the most popular targets for this type of off-the-cuff crime. The tools being identified as popular are, as you’d expect, hand tools that are relatively light and easy to make off with for those looking to top up their benefits with the odd twenty or thirty quid as they become the man everyone meets down the pub.

Along with the headache of replacing tools, time lost at work and perhaps damage to your reputation, forced entry can often leave telltale signs of entry on the van, its doors and its locks, which means more off-road time as the vehicle is repaired. Steering locks, immobilisers and trackers are often enough to put off the opportunist crook, as well as helping you achieve cheaper van insurance when you declare that you have these fitted when applying for your van insurance cover.

New Mercedes van makes cityvan market Citan take notice

All the signs point to the unveiling of a new Mercedes Benz van in the very near future. At the Design Centre, Sindelfingen, the ‘Citan’ formed part of a seminar aimed at highlighting the Mercedes brand and how that recognition could be fitted into the ergonomics of city driving.

The name is believed to have been derived from a combination of city and titan, clearly a message by the German manufacturer that they’re not taking the responsibility of adapting to changes for large cities logistical requirements lightly. As Euro 3 and Euro 5 legislation starts to dictate what models of commercial vehicle businesses who operate in the city are in the market for, Mercedes want to be a large part of that trade.

Currently, the light commercial vehicle market in Europe is heading towards three quarters of a million units. What Mercedes are aiming for is a share of between 4-5% of the sector. One thing is for sure, with the quality and reliability that is inherent with the brand, it will be interesting to see how the van insurance firms react to the Citan, when it is placed alongside the Bippers, new Kangoo ZE‘s and the smaller Berlingos. Will van drivers sacrifice their cheap van insurance policies on the established models for the luxury and status of driving a Merc to work, every day?

Well, if Mercedes realise the share that they believe they can capture with the release of this new van, 35,000 units based on the available figures of the current market, that’s a lot of van drivers who have to be tempted.

According to Volker Mornhinweg, however, it seems as if Mercedes have already taken into account the sensitive nature of budgets that businesses across Europe are still envisaging for the foreseeable future. City vans and minivans continue to grow in popularity and the price tag for the Citan will reflect this, combined with what the German auto giants believe the product can support for their name.

With the addition of around the clock customer service and breakdown call-out, Volker hopes that this Mercedes brand, after sales service and the competitive price will help achieve the sales that were forecast at the conference.

Like the much-loved Berlingo, the Citan will have one base product, a panel van, but can be configured into a crew-carrying version when bought from new (although described as a minibus, it will attract the same potential customers) and also comes in different lengths and payload capacities to suit the buyers’ business needs. However, it is expected to be more of a sturdy beast than its French counterpart, with a lot of space within the back of the van given over to space, despite the conservative dimensions.

In line with the LEZ and other major cities adopting Euro 3 levels for their maximum permitted CO2 levels there will be a fuel-efficient, low-emission diesel version, a standard petrol, the branded BlueEFFICIENCY maximum mpg version and there are plans to roll out an battery-powered electric driven van later on, too, possibly to rival the Kangoo, which seems to be the EV that looks like being the van to break the market if any one can.

If you fancy driving a Merc to work every day, see what impact it would have on your van insurance quote, using our bespoke online form to compare over 60 cheap van insurance brokers and direct cover firms.

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