Tag: van insurance savings

Van Insurance: How To Find The Cheapest Van Insurance In The UK

Posted on by News Desk

Introduction

Finding the right van insurance in the UK can feel overwhelming.

You need protection for your van, your passengers, and yourself.

At the same time, premiums can spiral out of control if you’re not careful.

So, how do you balance affordability with adequate coverage?

Here’s what we’ll cover in this article:

  • Why van insurance is crucial for all drivers.
  • How to find cheap van insurance UK.
  • Practical tips to reduce your premiums.
  • Common mistakes that can cost you.
  • Legal responsibilities and compliance for van drivers.

Why Van Insurance Matters

Driving a van without insurance is illegal in the UK.

Moreover, it’s not just a fine you risk—your financial security and the safety of others are also at stake.

In fact, a single mistake could result in thousands of pounds in costs or, even worse, a prison sentence.

Here’s the kicker:

Accidents can happen to anyone, at any time.

Consider the case of a van driver who fell asleep at the wheel.

He was jailed after seriously injuring a passenger and was disqualified from driving for more than three years.

The investigation revealed long hours and fatigue, yet he still drove.

Ignoring warning signs of tiredness can have devastating consequences.

And it’s not just personal safety—insurance coverage can protect against costly claims.

Different policies offer varying levels of protection.

Some cover third-party damages only, while others include fire, theft, and full comprehensive cover.

Choosing the wrong policy could leave you exposed.

That’s why it’s vital to understand your options before hitting the road.

Finding the right policy isn’t complicated if you know what to look for.

But here’s where most drivers get it wrong.

Many underestimate the importance of policy comparison and coverage details.

With the right guidance, you can secure cheap van insurance without sacrificing safety.

Learn more about checking your van insurance policy.

How To Find The Cheapest Van Insurance

First, understand the factors that affect your premiums.

Your van type, usage, and even the location you park can make a huge difference.

Young or new drivers often pay higher rates.

Claims history and past driving records also play a big role.

So, how can you actually lower your costs?

Here’s the secret you don’t want to miss:

Comparison tools are your best friend.

Brokers like cheapvaninsurance.co.uk simplify the process by finding multiple quotes in minutes.

Don’t settle for the first offer you see:

By shopping around, you can secure the cheapest van insurance for your circumstances.

Telematics policies are another way to save money.

These devices track driving behaviour, rewarding careful drivers with lower premiums.

Discover how telematics can save you money.

Even small adjustments—like parking in a secure location or limiting annual mileage—can reduce your costs.

Here’s something most drivers overlook:

Furthermore, adding security features to your van can make insurers more willing to offer discounts.

For example, from alarms to immobilisers, every precaution you take can help lower your premium.

Tips To Lower Your Van Insurance Premiums

Choosing the right van is more important than many drivers realise.

Smaller, less powerful vans typically cost less to insure.

But that’s just the beginning:

Reducing annual mileage can make a significant difference to your premium.

Insurers reward careful and low-mileage drivers with cheaper quotes.

Installing robust security systems is another smart move.

Alarms, immobilisers, and GPS trackers can all help lower your rates.

Maintaining a clean driving record is crucial.

No claims?

No problem—many insurers offer substantial discounts for claim-free drivers.

Here’s a tip that could save you hundreds:

Consider telematics or “black box” insurance if you’re a cautious driver.

Additionally, these policies track your driving habits and reward safe driving with reduced premiums.

Consequently, it’s important to check your van insurance regularly and update it for any changes in circumstances.

After all, life changes, van modifications, or adjustments in business use can all impact your policy.

Read more about top van insurance tips.

Common Mistakes To Avoid

Driving while tired is a leading cause of accidents.

Even experienced drivers often underestimate the dangers of fatigue.

Moreover, failing to wear a seatbelt or carrying extra passengers illegally can have deadly consequences.

And here’s the harsh reality:

Unfortunately, many drivers fail to declare all modifications or additional uses of their van.

As a result, this can invalidate your insurance, leaving you liable for potentially huge expenses.

Therefore, always ensure your van is used strictly according to the policy terms.

Don’t make this mistake:

Failing to compare policies before purchasing can also result in paying more than necessary.

Use brokers and comparison tools to avoid overpaying.

Learn from real van insurance cases.

All vans on UK roads must, therefore, have valid insurance, road tax, and a current MOT.

Furthermore, ignoring any of these obligations is not only illegal but also highly risky.

Here’s what you need to know:

Third-party insurance covers damages to other people and their property.

Third-party, fire, and theft add protection against vehicle loss.

Fully comprehensive policies cover both your van and third-party claims.

Always ensure that all passengers are seated properly and wearing seatbelts.

Otherwise, allowing extra passengers without proper seats can lead to serious consequences.

One small oversight can cost a fortune:

Therefore, regularly review your policy to ensure that your coverage fully aligns with how you use your van.

Check proper vehicle compliance.

Conclusion

Van insurance is not optional—it’s a legal requirement and a vital safety measure.

By understanding coverage types, shopping around, and following cost-saving tips, you can secure cheap van insurance without compromising protection.

Avoid common mistakes like driving tired, carrying extra passengers, or neglecting policy updates.

Compare quotes, consider telematics, and ensure full compliance with UK laws.

For further guidance, explore related articles:

Electric Van Insurance: How UK Drivers Can Save Big in 2025

Posted on by News Desk

Introduction

Electric van insurance..

Van insurance costs are rising, and fuel prices aren’t helping either.

But here’s the twist.

A new survey shows 3 in 4 UK van drivers are now ready to go electric.

This shift isn’t just about the environment.

It’s also about money, savings, and smarter insurance decisions.

Here’s what this article will cover:

  • Why UK van drivers are considering electric vans.
  • How electric van insurance costs are shaping the decision.
  • The financial and sustainability benefits of EV vans.
  • What concerns drivers still have.
  • What this all means for your electric van insurance policy.

Why Electric Vans Are Winning Over UK Drivers

Three out of four van drivers now believe an electric van could suit their business.

That’s 75 percent.

And it’s up from 67 percent in 2023.

That’s not just a small rise.

It’s a huge vote of confidence in electric vans.

Why the sudden jump?

Registrations of electric light commercial vehicles soared by over 50 percent year-on-year to June 2025.

It’s clear.

The shift isn’t a distant future—it’s happening right now.

And this has massive implications for electric van insurance.

Want proof?

Check your own policy details carefully.

Some drivers don’t even realise whether their cover counts as car or van insurance. Here’s why it matters.

Financial Benefits – More Than Just Cheap Electric Van Insurance

Money talks.

And when 62 percent of van drivers say electric vans are cheaper to run, you need to pay attention.

Lower fuel costs.

Reduced maintenance bills.

And tax incentives.

All of these combine to make EV ownership appealing.

But here’s the kicker.

Insurance could also get cheaper for van drivers switching to electric.

Insurers know EVs are modern, safer, and often tracked with technology.

That means Cheap Electric Van Insurance UK isn’t just about comparing petrol and diesel policies anymore.

Electric van owners are entering the game too.

And they’re winning.

Want to know where you stand?

Take a look at what is the cheapest van insurance group.

The Sustainability Factor

More than half of businesses now want to operate more sustainably.

That’s 52 percent actively looking to make greener choices.

But this isn’t only about the environment.

Customers increasingly expect companies to show responsibility.

When you drive an electric van, it sends a message.

You care about the planet.

You care about the community.

And you’re serious about the future of your business.

Guess what?

Insurers are paying attention.

Policies now sometimes reward sustainability efforts with lower premiums.

It’s one more way an EV helps you lock in cheap van insurance.

And yes, it’s also about compliance. Here’s why compliance matters for road safety.

More Choice Than Ever Before

A few years ago, electric vans were rare.

Choice was limited.

Today?

That’s changed completely.

Now 37 percent of businesses say they’re satisfied with the EV van options available.

From small delivery vans to larger fleet vehicles, there’s something for everyone.

And more models are hitting the market every year.

That means no more excuses about EVs not fitting your trade.

But there’s more.

With tech built into modern vans, you can even cut insurance costs further.

Curious?

Find out how telematics devices can save you money on van insurance.

The Challenges Drivers Still Face

So, what’s the biggest problem drivers still face?

Charging times remain a significant concern.

Almost half of the drivers surveyed highlighted it as an issue.

And even when the van is fully charged, many still feel range anxiety.

In fact, 43 percent admitted they worry about running out of power during jobs.

That’s a real challenge for small businesses relying on timely deliveries.

But here’s the good news.

Charging networks are expanding, and faster chargers are rolling out across the UK.

As a result, the concerns that exist today may look very different in just a few years.

Meanwhile, insurance providers are adapting too.

They’re already offering policies tailored to the needs of electric van owners.

So, what does this mean for your cover?

It means you could already benefit from cheaper policies if you make the switch.

And don’t forget—navigating the real costs of van insurance could save you more than you think.

The Future Of Electric Van Insurance And EV Adoption

But here’s where things get interesting.

Nearly 7 in 10 businesses without an electric van expect to buy one in 2025.

That’s 69 percent ready to make the switch.

Consequently, we’re about to see a major shift in the electric van insurance market.

The more EV vans appear on the road, the more insurers will adjust their risk models.

As a result, premiums could drop for many businesses.

In addition, government incentives are pushing this change further.

So, what’s the takeaway?

If you’re planning to renew soon, switching to electric could secure the cheapest van insurance deals available.

Want proof that insurers are already moving? 10 Easy Ways to Save.

Why Using Online Insurance Platforms For Electric Van Insurance Can Help You Save

Want to know the easiest way to save money?

The answer is simple—use an online insurance platform.

Because online tools compare dozens of insurers in minutes, you don’t have to spend hours calling around.

As a result, you get the best options without the usual hassle.

Even better, many platforms highlight policies that reward eco-friendly choices.

Therefore, if you’re switching to an electric van, using an online service could save you serious money.

So, how do you make sure you’re not missing out?

Start by checking multiple platforms to compare quotes accurately.

In addition, do you want help with soaring van insurance costs

Conclusion

So, where does this leave you?

In conclusion, the evidence is clear.

Electric vans are no longer a niche choice.

They’re practical, increasingly affordable, and supported by insurance providers.

Yes, there are challenges with charging and range.

However, the benefits—from cheap electric van insurance opportunities to lower running costs—far outweigh the drawbacks.

And here’s the bottom line.

Finding the cheapest van insurance today could save you thousands tomorrow.

For more insights, check out these guides:

 

New DVSA Rules for 2025: What Van Drivers Must Know To Stay Compliant And Save On Van Insurance

Posted on by News Desk

Introduction

Drivers need to stay compliant to save on van insurance.

Declaring speedometer settings in mph, along with disclosing advanced driving systems, are both crucial updates.

Moreover, these changes are necessary for ensuring compliance.

Furthermore, these changes are crucial for ensuring compliance and upholding legal standards.

The DVSA just rewrote the rules for van drivers – and what you don’t declare could now cost you more than you think.

Getting your van road-approved in 2025 has become significantly more complicated.

The DVSA has updated its Individual Vehicle Approval (IVA) process – and if you drive a van, import vehicles, or operate a small fleet, this matters.

Why?

Because what you declare – or fail to – can now affect whether your van is certified as roadworthy.

Getting your van road-approved in 2025 has become significantly more complicated.

Here’s a quick breakdown:

Let’s break this down.

What Has Changed?

The DVSA (Driver and Vehicle Standards Agency) has introduced a wave of reforms for the IVA process.

Effective from 14 May 2025, drivers applying for IVA certificates for cars (M1) and vans (N1) will face a new set of questions – and responsibilities.

The biggest change?

Applicants must now explicitly declare that their vehicle’s speedometer is set to mph, as required by the new regulations.

That might sound minor.

But it’s not.

Previously, this would have been physically checked as part of the inspection.

Now, you can self-certify.

Sounds easier, right?

Not exactly.

Miss this step, and you could be forced to start your IVA process again.

This applies to new applications only, so if you’ve already submitted an IVA form before the deadline, you’ll still go through the old process.

The rules are specifically for small volume or individual vehicle imports and builds – meaning it hits self-builders, importers, and traders hard.

Read more about why proper vehicle compliance is crucial for road safety.

Why It Matters For Van Drivers

If you’re a van driver in the UK, this isn’t merely red tape.

In fact, it’s crucial regulation that could, in turn, stall your business, delay deliveries, or even invalidate your cover.

Self-employed tradespeople and small business owners are especially at risk.

Most won’t even realise the rules have changed until something goes wrong.

That’s when things get expensive.

Incorrect or missing declarations could, therefore, result in test failure, which may require a return visit and lead to additional fees.

Worse still, if your van isn’t certified correctly, it could also affect your insurance.

Because if your vehicle doesn’t meet DVSA standards, insurers may refuse to pay out in the event of a claim.

Scary, right?

Make sure you know the difference between driving a car or a van for insurance purposes.

Mph vs Kph – Speedometer Compliance Explained

Under the new DVSA rules, vehicles must now be fitted with speedometers that read in mph.

Consequently, this change aligns with Section 17 of the IVA inspection manual, which was updated in late 2024.

So what counts as compliant?

  • Speedometers that read mph only
  • Displays that show both mph and kph
  • Digital systems that let you switch between mph and kph

What doesn’t count?

A speedo that only displays kph.

That’s a fail.

Plain and simple.

Many imported vans from Europe fall into this trap.

Moreover, if you’re modifying a van, adding a compatible mph display should be an essential part of your checklist.

Need help understanding van modifications? Check out what counts as a modification for van insurance.

Autonomous Systems & Drive-by-Wire Features

Let’s talk about future tech.

The DVSA has added new questions to its IVA application forms regarding autonomous and drive-by-wire systems.

What does that mean?

You must now declare whether your van:

  • Has conventional pedals, gearstick, and steering
  • Uses electric signals instead of mechanical controls (aka “drive-by-wire”)
  • Features any form of self-driving or semi-automated tech

This is part of a wider move to regulate the growing number of advanced vehicles on UK roads.

The future isn’t just coming.

It’s already here.

If you’re operating a hybrid or electric van, you’ll also need to complete a newer version of the form.

Want to lower your premium while keeping your tech? Learn how telematics devices can save you money.

Who Needs To Act Now?

This is not a situation where you can afford to wait and see.

If you are applying for IVA approval from 14 May 2025 onwards, immediate action is required.

You must comply with the new rules.

However, if you’ve already submitted older forms, don’t worry — your application will still proceed under the previous system.

But, if your application is still pending or just beginning, you’ll need to complete the new forms, which now include updated declarations.

Still using an outdated form?

Stop right there.

It will no longer be accepted after 10 June.

It’s important to note that these changes do not apply to:

  • Lorries (N2/3) or buses (M2/3)
  • Vehicles with mph-only or dual-marked displays
  • Vans with switchable settings for kph/mph

For everyone else, however, now is the time to act.

If you’re just starting as a van owner, be sure to read more about getting van insurance as a new driver.

The Van Insurance Angle

Let’s cut to the chase.

Your compliance with DVSA regulations can have a direct impact on your van insurance premiums.

How, you ask?

Simply put, insurers are increasingly relying on regulatory data when assessing risk.

Fail your IVA test?

That’s a red flag.

Use the wrong application form?

It could be seen as negligence.

And insurers?

They don’t appreciate surprises.

Non-compliance is a big one.

That’s why smart van drivers consistently stay ahead of the rules.

In fact, staying ahead often leads to lower insurance premiums.

If you’re looking to secure the cheapest van insurance, it’s important to consider more than just your driving record.

Pay attention to your paperwork as well.

Want exceptionally cheap van insurance?

Compliance isn’t just an option — it’s a strategic move.

Conclusion

In short, the DVSA’s new IVA rules are already in effect.

If you’re a van driver in the UK, you can’t afford to overlook them.

From declaring speedometer settings in mph to, more importantly, disclosing advanced driving systems, these updates are undeniably crucial.

They significantly impact your roadworthiness, legal standing, and insurance eligibility.

Act now.

Double-check your forms.

Make the correct declarations.

Avoid unnecessary delays.

Stay compliant.

Stay covered.

Be smart.

For more crucial updates, take a look at:

Navigating The Soaring Rise In van Insurance Costs

 

How to Lower Your Van Insurance Costs: 10 Easy Ways to Save

Posted on by News Desk

Introduction

Van Insurance Premiums Can Be Expensive.

For many van owners, finding ways to lower these costs is essential.

Whether you use your van for business or personal purposes, there are plenty of options.

With a few smart changes, you could save hundreds of pounds each year.

So, how do you start saving?

Let’s dive into the most effective ways to lower your van insurance.

Ways To Reduce The Cost Of Your Van Insurance

Pay More Voluntary Excess

Want to reduce your van insurance quickly?

One of the easiest methods is increasing your voluntary excess.

When you agree to pay more towards a claim, insurers often reward you with lower premiums.

Sounds great, right?

However, there’s a catch.

If you ever need to make a claim, you’ll be required to pay a higher excess amount.

Therefore, it’s crucial to ensure that you can afford this upfront cost in the event of an accident.

Ultimately, it’s all about finding the right balance between savings and risk.

Build Up Your No-Claims Bonus

Another highly effective strategy?

Building up your no-claims bonus.

Every year that you drive without making a claim increases your bonus.

And guess what?

This bonus can drastically reduce your insurance costs over time.

But here’s a tip:

If you already have a no-claims bonus on your car, see if it can be transferred to your van insurance.

This could immediately lower your premiums.

Consider The Extras

Here’s something most people overlook:

The optional extras in your van insurance.

Sure, extras like breakdown cover or legal protection sound useful.

But are they necessary?

That’s the question.

There’s a good chance that you’re paying for services you don’t truly need.

By thoroughly reviewing your policy and removing any unnecessary add-ons, you’ll be able to lower your premiums almost immediately.

Additionally, always make sure to check the small print to ensure you’re making informed decisions.

Empty Your Van At Night

Do you leave valuable items in your van overnight?

If so, you could be increasing your insurance costs.

When your van is full of expensive tools or equipment, it becomes a bigger target for thieves.

So, what’s the solution?

Empty your van at night.

By declaring that your van is empty when parked, you can lower your premiums.

It’s a simple habit, but it can make a big difference.

Secure Your Van

Security matters.

Making your van harder to steal will lower your insurance costs.

How?

Fit your van with security devices like an immobiliser, alarm, or tracker.

Insurance companies love to see secure vehicles.

In fact, the more secure your van is, the lower your premiums will be.

And here’s another tip:

Always park in a secure location, like a locked garage or driveway.

This extra step will further reduce the risk, leading to even cheaper insurance.

Pay Your Van Insurance Annually

Looking for an easy way to save on your van insurance?

Pay annually instead of monthly.

Most insurance companies tend to favour lump-sum payments.

In exchange for this, they often provide discounts.

As a result, paying annually could save you a significant amount over the course of the year.

Additionally, if you ever need to cancel your insurance midway through the year, you can typically receive a partial refund.

However, it’s important to be mindful of any potential cancellation fees.

In the long run, this method can really cut down your costs.

Choose A Smaller Van To Reduce Your Van Insurance

Size matters when it comes to van insurance.

The bigger the van, the higher the premium.

Why?

Larger vans tend to cost more to repair and pose a greater risk to insurers.

So, what can you do?

Choose a smaller van.

Vans with smaller engines and shorter wheelbases generally have lower premiums.

By selecting the smallest van that meets your needs, you can reduce your insurance costs immediately.

Compare Van Insurance Regularly

Here’s one of the easiest ways to keep your costs low:

Compare van insurance regularly.

Too many people let their policies automatically renew.

That’s a mistake.

Insurers often raise premiums for automatic renewals.

But by shopping around, you can find better deals.

Use comparison websites to check prices before your renewal date.

This small effort could lead to huge savings.

Check Your Named Drivers

Adding additional drivers to your van insurance can increase premiums.

Especially if those drivers are young or inexperienced.

If your policy includes a driver under 25, expect higher costs.

But what’s the solution?

Re-evaluate your named drivers.

Removing high-risk drivers from your policy can dramatically lower your premiums.

Keep this in mind when adding anyone to your policy.

Join A Trade Body

Did you know that some insurers offer discounts to members of trade bodies?

That’s right.

If you belong to a professional organisation like the NICEIC, you might be eligible for a discount.

Always ask your insurer about potential discounts.

Memberships to relevant trade bodies can quickly lower your premiums without much effort.

It’s worth checking.

Conclusion

Lowering your van insurance is absolutely possible with just a few simple adjustments.

Wondering how?

By making changes like paying annually or adding security features to your van, you can significantly cut your premiums.

In fact, these strategies could save you hundreds of pounds each year.

Why pay more than you have to?

Don’t settle for high premiums when there are ways to reduce them.

Start applying these tips today, and watch the savings roll in.

For more insights, check out these helpful articles:

Can I Get Van Insurance As A New Driver

Posted on by News Desk

Introduction

New driver van insurance.

Getting on the road with a van in the UK isn’t just about passing your driving test;

It’s also about securing the right insurance.

For new drivers, especially those under 25, this can seem like a daunting task with high costs and various policies to navigate.

So, what can you do?

Understanding Van Insurance For New Drivers

Why is Van Insurance Expensive for New Young Drivers?

Van insurance premiums are notoriously higher for young drivers due to their lack of driving experience and statistically higher risk of being involved in accidents.

Insurers assess risk based on a variety of factors including age, driving history, and even the type of vehicle being insured.

For young drivers, these factors often work against them, making it challenging to find cost-effective insurance.

In the UK, it’s legally required to insure your van before you drive it on public roads.

This is not just a formality but a necessity to protect yourself and others in case of an accident.

Without proper insurance, you could face severe penalties including fines, disqualification from driving, and having your vehicle seized.

So, what do you need to know?

The Impact Of Age On Insurance Costs

Insurance companies often set higher premiums for younger drivers, typically those under 25.

This is because younger drivers are viewed as high-risk due to their inexperience.

Some insurers even set minimum age limits on their policies, which can limit options for younger van drivers.

What else should you consider?

Levels Of Van Insurance

Understanding the different levels of van insurance can help you choose the best option for your needs.

The three main levels of coverage include:

Third-Party Only (TPO): This is the minimum level required by law. It covers damages or injuries to third parties but not your own vehicle in the case of an accident.

Despite being the least comprehensive, TPO can sometimes be more expensive for young drivers because insurers perceive a higher risk with this group.

Third-Party, Fire, and Theft (TPFT): This level provides the same coverage as TPO but also covers your vehicle in case of fire damage or theft.

It’s a middle-ground option that offers some protection for your own vehicle while keeping costs relatively manageable.

Comprehensive: Often surprisingly, this can be the cheapest option for young drivers. It covers damages to both third parties and your own vehicle, regardless of who is at fault in an accident.

It provides the most extensive coverage and can sometimes come at a lower premium than less comprehensive policies due to the lower risk perceived by insurers when drivers opt for more protection.

Curious to learn more?

Learn more about van insurance options

Goods In Transit And Other Special Policies

If you’re transporting goods, whether as a courier or for specific business deliveries, ‘Goods in Transit’ insurance is essential. It protects against loss or damage while moving goods from one place to another.

For drivers using their vans for frequent, specific delivery routes (haulage), specialised haulage insurance provides tailored coverage that fits the repetitive nature of this work.

Looking for specific advice?

Discover more about business van insurance

Factors Influencing Costs

Various factors influence the cost of van insurance:

Age and Experience: Younger, less experienced drivers usually face higher premiums.

Driving History: Points on your license or past offenses can increase costs.

Location: High-risk areas with higher rates of vehicle theft or accidents may see elevated premiums.

Vehicle Type: Larger engines or high-performance models often lead to higher insurance costs.

Can you manage these costs?

Yes, and the next section will explain how.

Learn how to manage insurance costs

Effective Strategies To Lower Van Insurance Costs

Ready to cut costs? Here’s how:

Choose the Right Van

Selecting a van in a low insurance group is a smart move. These vehicles are usually cheaper to insure because they pose less risk to insurers.

Why does this matter?

A smaller engine size generally leads to lower premiums. Before purchasing your van, check which insurance group it falls into to estimate future insurance costs.

Enhance Security

Adding security features such as alarms, immobilisers, or trackers can significantly reduce your premiums. Insurers often offer discounts for vans that are less likely to be stolen or broken into.

Adjust Your Excess

Increasing your voluntary excess — the amount you pay in the event of a claim — can lower your premium. However, ensure it’s an amount you can comfortably afford if you need to make a claim.

Add An Experienced Driver

Including a more experienced driver on your policy might reduce your premium, as the overall risk is averaged over two drivers. Just ensure the experienced driver uses the van; otherwise, this could be considered fronting, which is illegal.

Consider A Telematics Policy

A black box or telematics policy tracks your driving behavior, including speed, acceleration, and braking. Safe driving can lead to lower premiums at renewal.

Is this right for you?

Find out if telematics could save you money

Compare And Shop Around

Never settle for the first quote you receive. Use comparison websites and check different insurers to find the best deal that suits your specific needs.

Conclusion

Securing affordable van insurance as a young driver in the UK isn’t just about finding the cheapest quote; it’s about understanding your needs and how to meet them while minimising costs.

By implementing these strategies, you can not only save on your current premium but also position yourself for cheaper premiums in the future.

Remember, every driver’s journey is unique:

Tailor your approach, and keep these tips in mind to navigate the complexities of van insurance efficiently.

 

Meet the Green Drivers Enjoying Van Life

Posted on by News Desk

A pair of mates from Southend are currently living their best lives in a van.

Now, they’re encouraging you to do the same. 

If you’re a user of Instagram, you may already be aware of the van-loving Southend duo.

Their page “themtbvanlife” has amassed nearly 13 and a half followers (as of this moment).

Their purpose is to try to inspire people to go on adventures with minimal items — for example, just their van and electric bikes. 

They are also setting a good example.

Their van has been modified to include solar panels, making it easier to get their e-bikes charged, and the van to run more efficiently.

You gotta love it when we’re kinder to the planet, don’t ya?

The men, who are in their late twenties, work in the IT sector.

Since converting the van to be a good runner, and a decent place to live in as they travel.

They have travelled all over the UK and even into Europe (mainland). 

Their main goal isn’t to promote vehicle use (unless you’re exceptionally eco-friendly).

Instead, they encourage exploring by e-bike once you reach your destination.

Sensible, we think, especially as the bikes continue to be charged in the super van.

Being off-grid is what appeals to the lads: Sam Rook and Luke Dokic.

And they seem to be doing it very well, as their Instagram following suggests.

What do you reckon?

Could you go off-grid with just a van and bike as a means for travel?

Then again, if you compare the environmental impact of a plane to this, it’s probably much better.

Susan from next door doesn’t think she could do it.

But then she does have her budgies to think about.

But if you feel like this is certainly something you could consider, then we would highly recommend you follow the boys’ feed.

Lots of pleasing van stuff, too. 

Oh, and Sam and Luke, if you’re reading this…

Did you know we could save you a load on your van insurance?

In fact, we can save any van owner a bunch.

It’s a mere matter of completing this quick 3-minute form, and you’ll be on your way.

Surges and Savings

Posted on by News Desk

As another big tranche of the work gets back to work this weekend, there is, inevitably, more traffic on the road than before. Every van driver’s nightmare. What is worse is that many of these drivers are going to be out and about at rush hours, because they are choosing to drive, rather than commute using public transport. In fact, some reports are suggesting that there may even be twice as many using their cars to commute than there were pre-covid.

And as if dealing with more traffic isn’t bad enough, we are still waiting to see if any of the powers who be do anything about the fact that the massive savings that car and van insurers made during lockdown have not been passed on to us, the humble drivers who all do our bit to follow the law with a good and valid car or van insurance policy. 

Car and van insurance for new customers has gone down in that time, but if you haven’t renewed recently, you’re unlikely to be one of the few whose insurers have refunded them some of the savings they have made or to have seen any savings being passed on to you. 

It also looks like the van industry is getting back on its feet after a turbulent few months, with van insurance quotes up a massive 37.7% in May, compared to April of this year. 

This is good news – a buoyant van industry means more work for us all. But what this also means is that these people renewing or getting new van insurance now are going to be saving more than those whose policies run out at the end of the year. 

It’s worth calling your van insurance company to see if there are any savings they can offer. If your policy doesn’t have long to run, you may save money by renewing sooner (remember, about 3 weeks before it expires is usually the best time to save money). But if you don’t ask, you don’t get and with all this extra money kicking about at insurance companies, while the rest of us are scraping together a living, it won’t hurt to ask.

Cutting costs – How to Save on Your Van Insurance

Posted on by News Desk

It’s been a rough few months for everyone. Even the most hardy of us have been affected one way or another by COVID-19, and van drivers haven’t been exempted. And with the threat of a recession looming, keeping costs down is crucial, especially those that could be cheaper. 

So, we thought that now would be a good time to take a look at ways that you could potentially trim back some costs on your driving expenses. Just the smallest tweak could save you some bucks, and right now, that’s got to be a good thing. 

1: Do you really need that big van?

Yes, it makes you feel like the man, out on the road, compared to all those amateurs in their Twingo’s and Kangoo’s, but they may be having the last laugh, if they are running close to capacity and you’re riding around with space in the back almost every day. Not only is a bigger van costing you more in fuel and van insurance, but you’ll be paying more insurance for it too. Now, there are of course, costs attached with selling one to replace with another, but if It’s time for a new van, it’s worth thinking about trading down for something a bit smaller if you have the capacity to do so. And you could even spend that money you save on a fancier model with a few more bells and whistles. Doing that may not save you money upfront, but you might end up with a comfier ride and lower fuel and insurance costs.

Are you secure?

Not that your missus might run off with her personal trainer, but your van security – is it up to scratch? A tracking device or security etching could also save you. Vans are a big target for thieves, and anything you can do to reduce the risk of yours getting nicked or help in it being recovered can reduce your annual premiums. Don’t forget where you park overnight, either. Leave it on the roadside outside your home, because it’s a pain to get into your driveway, and you could be paying extra. 

Can you pay your van insurance annually?

If you can afford to, it’s always cheaper. APR’s of around 30% are not uncommon if you’re opting for monthly van insurance payments, which can add a few hundred quid onto your policy cost if you’re paying monthly. If you do need to pay monthly, make sure any comparison quotes you get are all showing those costs so you can make an accurate decision on which one works out the cheapest.

Consider Telematics:

Ok, so if you’re a bit older and prone to the odd white van man manoeuvre, then maybe getting a black box fitted is a bad idea. And there’s the whole Big Brother aspect that nobody likes, but if you are new to van driving or maybe the other side – older and generally sensible, then adding a telematics device could save you a few quid on your insurance too. 

Get Fast, Competitive Van Insurance Quotes

But, if all these options seem like a bit of a pain and not really your thing, we have one thing you can do that will definitely save you not just a few quid, but a massive chunk of time too – when it comes to renewing your van insurance, don’t forget to fill out our quick quote form. We’ll get the best quotes delivered directly to you, without you having to put in the legwork to getting you the best deal possible.

And who isn’t for the easy life, especially when times are tough?

Safe driving!

Weekly Roundup – Coronavirus Special

Posted on by News Desk

Good news if you insure your van personally and chose Admiral – you are getting £25 back from your policy cost, irrespective of whether or not you are still on the road. Government MPs are petitioning chancellor Rishi Sunak to get involved and ensure all car and van insurers pass some of the savings on that they are making while the country is in lockdown – with a reported 50% fewer accidents happening then it makes sense that we should all be getting something back and not see insurers profiting at the expense of the regular guys and gals out there. 

We do expect more to come on this in the coming weeks and more insurers either being forced or pressured into giving rebates. Some companies are also offering front line and essential workers discounts on their van insurance premiums, so if you are a key worker, be sure to mention it to your insurance broker at the time of your policy renewal and see if you can’t bag a little extra off the cost of your policy. 

Some insurers, such as Aviva and MoreThan are offering customers who are feeling the pinch payment holidays on their insurance payments (for home as well as car or van insurance). Again, we expect more to follow, although do be aware you will still be required to repay your annual policy in full at some point during your insurance term, so it may be deferring greater pain down the line, if you choose to do so.

Sadly, there are more and more reports coming in of serious accidents as a result of dangerous driving or speeding on the quieter than usual roads. As we clearly stated last time, now is not the time to see if you can take the racing line flat in your transit, however tempting that may be. 

In a bit of good news, it looks as if drones won’t be replacing anyone’s jobs any time soon. A new study found that drone deliveries were up to 10 times less energy efficient than vans. So, if you’ve still got a job, make sure you keep it by driving safely, observing all good hygiene practices (wear a mask if you can, even if they suggest otherwise) and keep on keeping on. 

Van Drivers – what’s ahead with coronavirus?

Posted on by News Desk

Well, it’s a strange time to be alive, that’s for sure. Panic is mounting over the threat of coronavirus and for your average van driver, that could be a good or a bad thing.

The upside is that more and more people are choosing not to go out unnecessarily and have goods and services delivered to them instead. So many of you can look forward to busier weeks ahead (just think, it will be like Christmas all over again with a ton of deliveries each and every day). Happy days?!

The downside, of course, is what happens if you actually get the virus yourself. And being in and out of businesses each day makes you particularly vulnerable not just to catching it, but potentially spreading it too. Get hold of hand sanitizer if you can, don’t be afraid to ask businesses if you can wash your hands at regular times throughout the day and take a large pack of tissues and a van bin to dispose of them. Consider buying and using disposable gloves if you’re coming into a lot of contact with people. 

Many van drivers form the backbone of the gig economy and many are saying they simply can’t afford to take time off if they get sick. With a budget due this week, we hope that the new chancellor makes moves to do something positive to provide financial help to those who need it, should they be sick. Nobody needs a super-spreader making things worse. 

And of course, what happens for those of you who drive longer distances if we get to a stage where travel restrictions are put in place? Smart fleet owners may be able to set up an inter-regional relay type of structure where deliveries still get from a to b, but who knows if handovers will be possible? We’ll need to look to countries like Italy to see how they handle things and if there is anything we can learn from them. 

Hopefully builders and traders won’t see too much impact in the short term, but of course, there may be supply chain issues down the road (no pun intended) with goods from overseas getting to us on time. And there is of course, the threat of recession down the road all around the world, not just here. 

One thing you can do is make sure you keep an eye on your own money and keep hold of what you can in case you need it to get through the months ahead. Thankfully, we can help with that, by offering the best van insurance prices that will help you keep hold of as much of your hard-earned dosh as possible. In the words of one supermarket – every little helps. Just don’t go and blow all your savings on loo roll. 

Step 1

Complete your quick and easy quote

Step 2

Reveal your van insurance policies

Step 3

Pick your favourite and get instant cover

Get a quote

Thomas Evelyn Investments Ltd (trading as Cheap Van Insurance) is an Introducer Appointed Representative (IAR) of Seopa Ltd. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860, www.fca.org.uk/register).

Quotezone is a trading style of Seopa Ltd. Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast BT2 7GS. Thomas Evelyn Investments Ltd is located at The Old School House, West Street, Fareham PO17 6EA. The van insurance quote system is independently owned and operated by Seopa Ltd.

The information presented on this website is intended for editorial purposes only. It does not constitute a recommendation, endorsement, or financial advice. We make no warranties regarding its completeness or accuracy. Users should conduct their own research before making any financial decision.

Cheap Van Insurance® is a registered trademark.

© 2025 Cheap Van Insurance