Tag: van insurance tips

Van Insurance Crisis: Why Couriers Are Being Financially Punished

Posted on by News Desk

Introduction

Couriers are paying more for van insurance than any other profession in the UK — and the numbers are brutal.

In 2025, delivery drivers are forking out four times more than some tradespeople.

But why the surge?

And more importantly, what can you do about it?

You’re about to find out what’s really driving your premium through the roof — and how to bring it crashing back down.

Van Insurance: Why Are Delivery Drivers Hit The Hardest?

Let’s not sugar-coat it:

As a result, delivery drivers are getting financially punished just for doing their jobs.

According to a 2025 industry survey, the average van insurance premium for couriers is £1,689 per year.

That’s not just high — it’s over £1,300 more than the national low.

By contrast, handymen are only paying around £382 annually.

What’s behind the massive gap?

Here’s the breakdown:

  • Couriers cover more miles
  • Make frequent stops
  • They carry valuable items in transit
  • Work to tight, time-sensitive deadlines
  • And they’re often navigating high-traffic zones

Spend more time on the road?
More risk on the books.
More cash out of your pocket.

It’s that simple — and that unfair.

Which Jobs Face The Most Expensive Van Insurance?

Now let’s put things into perspective.

While couriers top the list, they’re not the only ones feeling the pressure.

Here’s how other professions stack up:

  • Scaffolders – £603
  • Construction workers – £582
  • Plumbers – £499
  • Painters and decorators – just £383

In fact, many of these trades fall below the £600 mark.

Compare that to the £1,689 couriers pay and it’s a jaw-dropper.

But it gets worse.

Scaffolders and construction workers arguably face physical risks too.

Despite this, delivery drivers are still the ones facing the steepest renewal hikes.

Why?

Because insurance isn’t about danger — it’s about likelihood.

And couriers?

They’re constantly moving, increasing their exposure with every parcel drop.

Couriers vs Everyone Else — A Brutal Comparison 

Let’s zoom out.

Some of the lowest van insurance premiums in the UK are found in:

  • Gardening
  • Painting
  • Decorating
  • General maintenance

These trades typically keep their mileage low, their routes local, and their cargo cheap.

Delivery drivers, on the other hand, are on the road all day, carrying goods that range from mobile phones to fragile glassware.

Even small differences in mileage or van usage can skyrocket costs.

Here’s the kicker:

According to data, courier van drivers pay over 4x more than decorators for the same vehicle class.

If that sounds insane, it’s because it is.

Learn more about how this might affect your current policy here.

Are You Paying More Van Insurance Than You Should?

Here’s the good news:

You don’t need to accept a sky-high premium.

Even if you’re a courier, there are ways to get cheap van insurance without compromising on cover.

Let’s break them down:

  1. Update your mileage estimate
    Overstating it? You’re throwing money away. Understating it? You risk voiding your policy.
  2. Add security features
    Steering locks, alarms, and immobilisers = instant credibility with insurers.
  3. Pay annually
    Monthly instalments come with interest. Avoid it if you can.
  4. Use comparison tools
    Don’t stay loyal — get quotes every year. No excuses.
  5. Install a dashcam or black box
    Show them how safely you drive. Let the data work in your favour.

For more quick wins, check out this article:
Navigating The Soaring Rise In Van Insurance Costs

Why “Low-Risk” Jobs Aren’t Always Safe From High Premiums

You might think you’re safe because you’re not delivering Amazon parcels.

But think again.

Professions like:

  • Dog walkers
  • Mobile barbers
  • Freelance photographers

…may look low-risk on paper, but they involve constant travel between clients.

And yes, that still counts.

Insurers see movement as mileage.
Mileage as risk.
Risk as cash.

That’s the uncomfortable truth: it’s not what you do — it’s how far and how often you do it.

If you’re not careful, you could be overpaying without realising it.

Here’s why understanding your van’s compliance status is also crucial:
Why Proper Vehicle Compliance Is Crucial For Road Safety

Courier Insurance by Business Type: Who Pays What?

So far, we’ve looked at specific roles.

Now let’s shift the focus slightly — to entire industries.

When comparing van insurance premiums by business type, the difference is staggering.

Let’s take a look:

  • Courier services – £1,711
  • Corporate hospitality – £606
  • Road transport – £564
  • Waste disposal – £531

As you can see, couriers are paying over £1,100 more than some other sectors.

But why?

First of all, courier businesses often combine tight schedules, high mileage, and urban navigation.

As a result, their vehicles are exposed to far more claim scenarios than, say, a waste collection van on a fixed rural route.

Moreover, because many couriers operate in built-up areas, they’re more likely to face issues like traffic accidents, theft, and delivery damage claims.

In other words, couriers are battling on multiple fronts — and insurers know it.

Thankfully, there are steps you can take to lower your risk profile.

For instance, telematics can work wonders for your driving score and premium.

Find out more:
How Telematics Devices Can Save You Money on Van Insurance

The Real Reason Van Insurance Is Skyrocketing

Now that we’ve explored the data, let’s dig into the real reasons behind the rise.

In reality, several intertwined factors are driving insurance costs through the roof — not just one.

Let’s start with what’s impossible to ignore — couriers spend more time on the road than almost anyone else.

The longer you’re out, the higher your chances of something going wrong.

Secondly — and just as critical — online shopping exploded after the pandemic, flooding roads with delivery vans.

That means more vans, more parcels, and yes — more opportunities for accidents or claims.

Third, insurers also factor in location.

What’s more, delivering in the city means constant stops, tight streets, and far greater exposure to incidents.

This means more vehicles. More pedestrians, and more potential collisions.

Because of all this, insurers increase premiums as a protective measure.

Not out of malice — but mathematics.

Still, understanding the logic doesn’t make the cost any easier to swallow.

And if you’re a sole trader or part of the gig economy, the impact is often worse — simply because you lack the negotiating power of bigger firms.

So, what can you do to stay competitive and insured?

This article explains how some tradespeople are adapting their travel habits:
Why UK Tradespeople Travel Further for Better Pay and More Work

Conclusion

Truth be told, working as a courier often feels like an uphill battle — especially when it comes to insurance.

But don’t let the numbers win.

There are smart, strategic moves you can make today to slash your premium and still get quality cover.

  • Shop around
  • Declare your mileage accurately
  • Invest in van security
  • Use tech like dashcams or telematics
  • Always compare — every single year

And remember:

Just because your profession carries risk, doesn’t mean your insurance has to carry a massive price tag.

Want to learn more?

Check out these related guides:

New DVSA Rules for 2025: What Van Drivers Must Know To Stay Compliant And Save On Van Insurance

Posted on by News Desk

Introduction

Drivers need to stay compliant to save on van insurance.

Declaring speedometer settings in mph, along with disclosing advanced driving systems, are both crucial updates.

Moreover, these changes are necessary for ensuring compliance.

Furthermore, these changes are crucial for ensuring compliance and upholding legal standards.

The DVSA just rewrote the rules for van drivers – and what you don’t declare could now cost you more than you think.

Getting your van road-approved in 2025 has become significantly more complicated.

The DVSA has updated its Individual Vehicle Approval (IVA) process – and if you drive a van, import vehicles, or operate a small fleet, this matters.

Why?

Because what you declare – or fail to – can now affect whether your van is certified as roadworthy.

Getting your van road-approved in 2025 has become significantly more complicated.

Here’s a quick breakdown:

Let’s break this down.

What Has Changed?

The DVSA (Driver and Vehicle Standards Agency) has introduced a wave of reforms for the IVA process.

Effective from 14 May 2025, drivers applying for IVA certificates for cars (M1) and vans (N1) will face a new set of questions – and responsibilities.

The biggest change?

Applicants must now explicitly declare that their vehicle’s speedometer is set to mph, as required by the new regulations.

That might sound minor.

But it’s not.

Previously, this would have been physically checked as part of the inspection.

Now, you can self-certify.

Sounds easier, right?

Not exactly.

Miss this step, and you could be forced to start your IVA process again.

This applies to new applications only, so if you’ve already submitted an IVA form before the deadline, you’ll still go through the old process.

The rules are specifically for small volume or individual vehicle imports and builds – meaning it hits self-builders, importers, and traders hard.

Read more about why proper vehicle compliance is crucial for road safety.

Why It Matters For Van Drivers

If you’re a van driver in the UK, this isn’t merely red tape.

In fact, it’s crucial regulation that could, in turn, stall your business, delay deliveries, or even invalidate your cover.

Self-employed tradespeople and small business owners are especially at risk.

Most won’t even realise the rules have changed until something goes wrong.

That’s when things get expensive.

Incorrect or missing declarations could, therefore, result in test failure, which may require a return visit and lead to additional fees.

Worse still, if your van isn’t certified correctly, it could also affect your insurance.

Because if your vehicle doesn’t meet DVSA standards, insurers may refuse to pay out in the event of a claim.

Scary, right?

Make sure you know the difference between driving a car or a van for insurance purposes.

Mph vs Kph – Speedometer Compliance Explained

Under the new DVSA rules, vehicles must now be fitted with speedometers that read in mph.

Consequently, this change aligns with Section 17 of the IVA inspection manual, which was updated in late 2024.

So what counts as compliant?

  • Speedometers that read mph only
  • Displays that show both mph and kph
  • Digital systems that let you switch between mph and kph

What doesn’t count?

A speedo that only displays kph.

That’s a fail.

Plain and simple.

Many imported vans from Europe fall into this trap.

Moreover, if you’re modifying a van, adding a compatible mph display should be an essential part of your checklist.

Need help understanding van modifications? Check out what counts as a modification for van insurance.

Autonomous Systems & Drive-by-Wire Features

Let’s talk about future tech.

The DVSA has added new questions to its IVA application forms regarding autonomous and drive-by-wire systems.

What does that mean?

You must now declare whether your van:

  • Has conventional pedals, gearstick, and steering
  • Uses electric signals instead of mechanical controls (aka “drive-by-wire”)
  • Features any form of self-driving or semi-automated tech

This is part of a wider move to regulate the growing number of advanced vehicles on UK roads.

The future isn’t just coming.

It’s already here.

If you’re operating a hybrid or electric van, you’ll also need to complete a newer version of the form.

Want to lower your premium while keeping your tech? Learn how telematics devices can save you money.

Who Needs To Act Now?

This is not a situation where you can afford to wait and see.

If you are applying for IVA approval from 14 May 2025 onwards, immediate action is required.

You must comply with the new rules.

However, if you’ve already submitted older forms, don’t worry — your application will still proceed under the previous system.

But, if your application is still pending or just beginning, you’ll need to complete the new forms, which now include updated declarations.

Still using an outdated form?

Stop right there.

It will no longer be accepted after 10 June.

It’s important to note that these changes do not apply to:

  • Lorries (N2/3) or buses (M2/3)
  • Vehicles with mph-only or dual-marked displays
  • Vans with switchable settings for kph/mph

For everyone else, however, now is the time to act.

If you’re just starting as a van owner, be sure to read more about getting van insurance as a new driver.

The Van Insurance Angle

Let’s cut to the chase.

Your compliance with DVSA regulations can have a direct impact on your van insurance premiums.

How, you ask?

Simply put, insurers are increasingly relying on regulatory data when assessing risk.

Fail your IVA test?

That’s a red flag.

Use the wrong application form?

It could be seen as negligence.

And insurers?

They don’t appreciate surprises.

Non-compliance is a big one.

That’s why smart van drivers consistently stay ahead of the rules.

In fact, staying ahead often leads to lower insurance premiums.

If you’re looking to secure the cheapest van insurance, it’s important to consider more than just your driving record.

Pay attention to your paperwork as well.

Want exceptionally cheap van insurance?

Compliance isn’t just an option — it’s a strategic move.

Conclusion

In short, the DVSA’s new IVA rules are already in effect.

If you’re a van driver in the UK, you can’t afford to overlook them.

From declaring speedometer settings in mph to, more importantly, disclosing advanced driving systems, these updates are undeniably crucial.

They significantly impact your roadworthiness, legal standing, and insurance eligibility.

Act now.

Double-check your forms.

Make the correct declarations.

Avoid unnecessary delays.

Stay compliant.

Stay covered.

Be smart.

For more crucial updates, take a look at:

Navigating The Soaring Rise In van Insurance Costs

 

Why UK Tradespeople Are Travelling Further For Better Pay And More Work

Posted on by News Desk

Introduction

The world of van-driving tradespeople is changing fast.

New research reveals a clear shift across the UK.

More and more tradespeople are travelling further than ever before.

Why?

Because the rewards are too good to ignore.

Higher pay.

More jobs.

Bigger opportunities.

But with this shift comes a new challenge.

More miles means more risk — and that makes van insurance more important than ever.

Here’s what we’ll cover:

  • Why tradespeople in the UK are driving further for work.
  • The biggest reasons for this dramatic shift.
  • How longer journeys impact van insurance costs.
  • The smart strategies every tradesperson should use.
  • Why cheap van insurance matters more than ever.

The Rise Of The Travelling Tradespeople

UK tradespeople are on the move.

According to a new survey, 63% of van-driving workers now travel over 30 miles more than when they started their current role.

That’s a massive increase.

But it doesn’t stop there.

The research, based on 500 tradespeople, shows that most are willing to travel an average of 31.7 additional miles for work.

Let that sink in.

This isn’t a small shift.

It’s a complete change in how tradespeople operate.

In fact, nearly 70% of those surveyed said they expect to widen their travel radius even further in the next five years.

Why is this happening?

Let’s take a closer look.

Why Are Tradespeople Willing To Travel Further?

The short answer?

Money.

Better pay was the number one reason given by 61% of respondents.

But that’s not all.

Many tradespeople also cited increased job opportunities (56%) and a desire to grow their client base (43%).

It makes sense.

As a result of higher competition in local areas, tradespeople are now forced to expand their reach.

After all, why stay local when the bigger jobs — and better pay — are further away?

It’s a clear trend.

And it’s only going to accelerate.

But it doesn’t come without challenges.

The Impact On Van Drivers

More miles mean more expenses.

It’s not just about fuel.

Longer journeys put extra strain on your van.

Tyres wear out faster.

Servicing costs rise.

And let’s not forget about van insurance.

The more you drive, the higher your risk.

That’s exactly why tradespeople need to stay one step ahead.

Flexible working brings flexible risks.

Your insurance should reflect that.

Want to check if your policy is still right for your driving habits?

A guide on checking your insurance policy is here.

Temporary Van Insurance Could Be The Answer

For tradespeople taking on occasional long-distance work, there’s a smart solution.

Temporary van insurance.

This type of policy offers flexible cover for short-term needs.

No need to commit to a full annual policy if you’re only taking on the odd far-away project.

It’s fast.

It’s cost-effective.

And it can save you serious money in the long run.

But that’s not all.

Temporary van insurance can also give peace of mind for unexpected jobs or one-off projects.

Want to know more about how temporary van insurance works?

Find out how new drivers can access van insurance options here.

How Tradespeople Can Prepare For Longer Journeys

Of course, travelling further isn’t just about jumping in your van and hitting the road.

Instead, it requires a smart plan.

After all, longer journeys can quickly drain your time, money, and energy.

That’s why tradespeople need to take action before those miles add up.

Here’s how to stay ahead:

  • First, use route-planning apps to avoid traffic and wasted fuel.
  • Secondly, group nearby jobs together to cut down on unnecessary driving.
  • Moreover, always factor travel time and fuel costs into your quotes.
  • Finally, schedule regular van maintenance to avoid breakdowns miles from home.

As a result, these small steps can save you money and protect your van from wear and tear.

Even better?

They help you stay competitive while taking on long-distance work.

Want to cut costs further? See the essential insight into soaring van costs.

Why Cheap Van Insurance Matters More Than Ever

Because tradespeople are travelling further, risks on the road increase too.

More miles mean more exposure to accidents, breakdowns, and theft.

Therefore, having the right van insurance has never been more important.

Without it, you could lose far more than just fuel money.

This is exactly why cheap van insurance UK policies are essential.

Not only do they protect your van, but they also protect your income and your reputation.

Even so, not all insurance deals are the same.

That’s why you should compare policies regularly to find cover that fits your changing needs.

Moreover, you may want to explore flexible options like temporary van insurance if your workload varies.

Want the best deals on very cheap van insurance?

Start comparing now at Cheap Van Insurance UK.

Conclusion

In summary, tradespeople across the UK are travelling further than ever before.

Why?

Because better pay and bigger job opportunities often lie beyond their local area.

However, longer journeys come with extra responsibilities.

More miles mean more risks.

Therefore, it’s essential to stay organised, plan smarter, and review your van insurance regularly.

After all, protecting your van is protecting your livelihood.

For even more ways to save money and stay safe on the road, check out these useful guides:

Van Insurance: Council Van Sparks Outrage After Breaking Scotland’s New Pavement Parking Ban

Posted on by News Desk

Introduction

A council van breaking the very rules it was meant to enforce?

Not surprisingly, this shocking incident has quickly set social media ablaze.

The vehicle, owned by South Lanarkshire Council, was spotted parked on a pavement in East Kilbride.

As a result, residents are furious, viewing the situation as a clear violation of trust.

Moreover, they see it as a blatant example of double standards, further fueling the growing public outcry.

How can the council enforce rules they themselves don’t follow?

The Pavement Parking Ban: What You Need To Know

Scotland’s pavement parking ban came into effect on January 6, 2025.

It’s part of the Transport (Scotland) Act 2019.

The goal?

To improve road safety and accessibility for pedestrians.

Here’s what the new rules prohibit:

  • Parking on pavements.
  • Double parking.
  • Blocking dropped kerbs.

The penalties are steep.

Drivers can face a £100 fine, reduced to £50 if paid within 14 days.

Initially, councils issued warning notices.

But now, stricter enforcement is in place.

This change has been welcomed by groups like Living Streets and Guide Dogs.

They argue it’s a win for wheelchair users, parents with prams, and others who rely on clear pavements.

For van drivers, however, the story is more complicated.

Read about how telematics devices can save you money on van insurance.

The Council Van Incident: A Public Backlash

On January 12, a South Lanarkshire Council van was photographed parked on a pavement in East Kilbride.

Interestingly, this occurred just six days after the enforcement of the new rules had officially begun.

Moreover, the timing of the incident has added to the controversy surrounding the council’s actions.

The location?

Brisbane Terrace.

The reaction from the public was swift.

As a result, residents quickly took to social media, flooding it with expressions of outrage and frustration.

One local wrote:

“It’s one rule for them and another for us. Total hypocrisy!”

Many echoed the sentiment.

The council’s credibility took a major hit.

Colin Park, Head of Roads, Transportation and Fleet Services, responded.

He assured the public that council drivers are not exempt from the rules.

His statement:

“We will look into this further and take appropriate action if necessary.”

But for many residents, the damage was already done.

Is your van insurance policy up to date? Find out more here.

Challenges Facing Van Drivers

For van drivers, the pavement parking ban has created a new set of hurdles.

Tradespeople and delivery drivers are particularly affected.

Why?

In many urban areas, pavements have long been the only viable parking option.

But now, those options are gone.

The problem is worse in older neighbourhoods.

Narrow streets and limited parking make compliance almost impossible.

One frustrated resident commented:

“If everyone in my street parked on the road, the bin lorry couldn’t even get through.”

There’s also a financial impact.

For businesses, these fines can quickly add up.

Some drivers fear the added costs could increase their van insurance premiums.

Discover how to reduce your van insurance costs as a new driver.

Drivers are calling for better solutions.

More parking spaces.

Improved infrastructure.

But so far, those changes remain out of reach.

Solutions And Compliance Tips For Van Drivers

How can van drivers navigate these new restrictions?

It’s not as complicated as it seems.

First, it starts with understanding the rules.

But knowing the rules isn’t enough.

There are practical steps you can take to avoid fines.

Let’s break it down.

Here are some strategies to help:

Plan Ahead: Always scout out legal parking spots before arriving at your destination.

This simple step can save you time and reduce unnecessary stress.

Use Telematics Devices: These devices monitor your parking habits, helping you stay compliant.

They may also lower your van insurance premiums over time.

Consider Alternatives: Parking further away and walking a short distance is often the best option.

If walking isn’t feasible, shared transport can also help you stay within the rules.

For tradespeople and delivery drivers, time really is money.

However, fines can quickly eat into your profits.

So, what’s the solution?

By making minor adjustments to your daily routine, you can avoid penalties entirely.

But there’s more to consider.

The Importance Of Compliance

Why does compliance matter so much?

First, avoiding fines keeps your expenses low.

Moreover, it helps protect your van insurance rates.

Insurance providers may penalise repeat offenders with higher premiums.

Because of this, staying within the law isn’t just about safety.

It’s also about safeguarding your financial future.

Furthermore, councils are monitoring enforcement zones closely.

This means you’re less likely to get away with parking violations now.

And don’t forget—prevention is always better than cure.

Finally, staying informed about local parking regulations will save you from unnecessary hassle.

Wouldn’t it be easier to avoid the stress altogether?

The Bigger Picture: Calls For Change

While van drivers adapt to the new rules, many are questioning the bigger picture.

Why haven’t more solutions been introduced?

For example, local residents and businesses are calling for:

More Parking Spaces: Urban areas need designated parking for vans and larger vehicles.

Improved Public Transport: Better alternatives could reduce vehicle reliance and ease parking pressure.

Incentives for Change: Schemes like car-sharing programs or discounted parking permits for tradespeople could make compliance easier.

But here’s the challenge.

Councils argue they are working within tight budgets.

As Councillor Robert Brown pointed out:

“Any income from fines will go towards funding the parking unit, which is already under significant financial strain.”

However, drivers remain sceptical.

Is this really about safety?

Or is it just another way to generate revenue?

Balancing Safety With Practicality

It’s clear the new laws are designed with pedestrians in mind.

But what about drivers living in older areas with narrow streets?

For many, these streets were never built to accommodate modern traffic volumes.

One resident summed it up perfectly:

“If everyone in my street parked on the road, emergency vehicles couldn’t get through.”

This is where a balanced approach becomes essential.

While the council focuses on enforcement, residents want real investments in infrastructure.

After all, fines can only go so far.

Wouldn’t long-term solutions benefit everyone?

Read about how a Driver used fake licence to keep working

Conclusion

The pavement parking ban is a step in the right direction for road safety.

But for van drivers, it introduces significant challenges.

Finding legal parking, avoiding fines, and managing insurance costs all demand careful planning and proactive effort.

Furthermore, the council van incident has undeniably added fuel to an already heated debate.

So, what’s the takeaway?

By staying informed and proactive, you can navigate these changes successfully.

Looking for more tips?

Check out these related blogs for practical advice:

Taking these steps will not only help you avoid fines but also save money on your van insurance.

Isn’t that worth the effort?

How to Lower Your Van Insurance Costs: 10 Easy Ways to Save

Posted on by News Desk

Introduction

Van Insurance Premiums Can Be Expensive.

For many van owners, finding ways to lower these costs is essential.

Whether you use your van for business or personal purposes, there are plenty of options.

With a few smart changes, you could save hundreds of pounds each year.

So, how do you start saving?

Let’s dive into the most effective ways to lower your van insurance.

Ways To Reduce The Cost Of Your Van Insurance

Pay More Voluntary Excess

Want to reduce your van insurance quickly?

One of the easiest methods is increasing your voluntary excess.

When you agree to pay more towards a claim, insurers often reward you with lower premiums.

Sounds great, right?

However, there’s a catch.

If you ever need to make a claim, you’ll be required to pay a higher excess amount.

Therefore, it’s crucial to ensure that you can afford this upfront cost in the event of an accident.

Ultimately, it’s all about finding the right balance between savings and risk.

Build Up Your No-Claims Bonus

Another highly effective strategy?

Building up your no-claims bonus.

Every year that you drive without making a claim increases your bonus.

And guess what?

This bonus can drastically reduce your insurance costs over time.

But here’s a tip:

If you already have a no-claims bonus on your car, see if it can be transferred to your van insurance.

This could immediately lower your premiums.

Consider The Extras

Here’s something most people overlook:

The optional extras in your van insurance.

Sure, extras like breakdown cover or legal protection sound useful.

But are they necessary?

That’s the question.

There’s a good chance that you’re paying for services you don’t truly need.

By thoroughly reviewing your policy and removing any unnecessary add-ons, you’ll be able to lower your premiums almost immediately.

Additionally, always make sure to check the small print to ensure you’re making informed decisions.

Empty Your Van At Night

Do you leave valuable items in your van overnight?

If so, you could be increasing your insurance costs.

When your van is full of expensive tools or equipment, it becomes a bigger target for thieves.

So, what’s the solution?

Empty your van at night.

By declaring that your van is empty when parked, you can lower your premiums.

It’s a simple habit, but it can make a big difference.

Secure Your Van

Security matters.

Making your van harder to steal will lower your insurance costs.

How?

Fit your van with security devices like an immobiliser, alarm, or tracker.

Insurance companies love to see secure vehicles.

In fact, the more secure your van is, the lower your premiums will be.

And here’s another tip:

Always park in a secure location, like a locked garage or driveway.

This extra step will further reduce the risk, leading to even cheaper insurance.

Pay Your Van Insurance Annually

Looking for an easy way to save on your van insurance?

Pay annually instead of monthly.

Most insurance companies tend to favour lump-sum payments.

In exchange for this, they often provide discounts.

As a result, paying annually could save you a significant amount over the course of the year.

Additionally, if you ever need to cancel your insurance midway through the year, you can typically receive a partial refund.

However, it’s important to be mindful of any potential cancellation fees.

In the long run, this method can really cut down your costs.

Choose A Smaller Van To Reduce Your Van Insurance

Size matters when it comes to van insurance.

The bigger the van, the higher the premium.

Why?

Larger vans tend to cost more to repair and pose a greater risk to insurers.

So, what can you do?

Choose a smaller van.

Vans with smaller engines and shorter wheelbases generally have lower premiums.

By selecting the smallest van that meets your needs, you can reduce your insurance costs immediately.

Compare Van Insurance Regularly

Here’s one of the easiest ways to keep your costs low:

Compare van insurance regularly.

Too many people let their policies automatically renew.

That’s a mistake.

Insurers often raise premiums for automatic renewals.

But by shopping around, you can find better deals.

Use comparison websites to check prices before your renewal date.

This small effort could lead to huge savings.

Check Your Named Drivers

Adding additional drivers to your van insurance can increase premiums.

Especially if those drivers are young or inexperienced.

If your policy includes a driver under 25, expect higher costs.

But what’s the solution?

Re-evaluate your named drivers.

Removing high-risk drivers from your policy can dramatically lower your premiums.

Keep this in mind when adding anyone to your policy.

Join A Trade Body

Did you know that some insurers offer discounts to members of trade bodies?

That’s right.

If you belong to a professional organisation like the NICEIC, you might be eligible for a discount.

Always ask your insurer about potential discounts.

Memberships to relevant trade bodies can quickly lower your premiums without much effort.

It’s worth checking.

Conclusion

Lowering your van insurance is absolutely possible with just a few simple adjustments.

Wondering how?

By making changes like paying annually or adding security features to your van, you can significantly cut your premiums.

In fact, these strategies could save you hundreds of pounds each year.

Why pay more than you have to?

Don’t settle for high premiums when there are ways to reduce them.

Start applying these tips today, and watch the savings roll in.

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Holiday Hazards: Why Dogs Are A Real Threat To Delivery Drivers

Posted on by News Desk

The Hidden Hazards Delivery Drivers Face During The Holidays

It’s a story as old as time for delivery drivers:

The family dog charges at an unsuspecting postman.

When we think of dogs and Christmas, this probably isn’t the first image that comes to mind.

More often, people say, “Dogs aren’t just for Christmas.”

But for delivery drivers, the holiday season can bring a different kind of worry.

Why Dogs Pose A Unique Threat To Delivery Drivers

No matter how cute or friendly a dog might appear, their instincts can still take you by surprise.

For certain dogs, the sight of a delivery driver’s fingers slipping through the letterbox quickly registers as an unwelcome intrusion.

In fact, just recently, we stumbled upon the story of a Scotsman who has learned this lesson firsthand.

Real Stories: When Friendly Fidos Turn Fierce

Glen Morgan, a veteran delivery driver for Hermes, has had his share of run-ins with canines.

In his eight years on the job, he’s been attacked four times.

His first encounter was especially severe—requiring stitches and a tetanus shot.

A Neighborhood Hazard That’s Hard To Avoid

Most delivery drivers know which homes in their neighborhood have aggressive dogs.

But here’s the thing:

In most cases, there’s very little a driver can do aside from hoping that the owners will keep their pets secured and out of reach.

Not exactly what you’d want on your Christmas wish list, is it?

The Unexpected Danger Of Surprise Attacks

And then, there are the sneak attacks.

Unpredictable and startling, these can be the most nerve-wracking of all.

For many, non-contact delivery during the pandemic brought a sense of relief.

According to Royal Mail, dog attacks on their delivery staff dropped by 31% with non-contact delivery.

Staying Safe: Resources And Advice For Drivers

Royal Mail has a helpful resource—the “Dog Awareness” page—for posties looking to stay safe.

Here, you’ll find:

  • Tips for drivers on handling dog encounters
  • Advice for dog owners to prevent incidents
  • Case studies like Glen Morgan’s

You can even see which areas in the UK are the worst for dog attacks on delivery drivers.

A Final Word Of Caution For The Holiday Season

As the Christmas rush ramps up, delivery drivers work harder than ever.

The moral of the story?

Be cautious and aware of your surroundings—especially when dogs are nearby.

One last tip:

Don’t let your van insurance renewal ruin Christmas, either.

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Let’s Put The Lasers Down, Please…

Posted on by News Desk

This week brings a strange story

Apparently, a Volkswagen Transport van driver decided to experiment with lasers (and his van).

As a result, his actions have cost him dearly.

In fact, we’re talking a whopping £3,000. And that’s just the start of the punishments…

Genius, Or Just Downright Silly?

Mr. Jason Moore of Swansea has been convicted of something that many of us didn’t even think was possible.

Have you ever heard of a laser jamming device?

Well, it turns out Mr. Moore has.

Additionally, he attached one of these laser jammer devices to his Volkswagen Transport van.

You may be asking why on earth anyone would ever want to do that.

Well, this is where it gets interesting.

Mr Moore decided to attach the laser for one simple reason: to avoid speeding cameras. Genius? Or silly?

Now, it’s not like Mr Moore was travelling down the motorway at 90 miles per hour or anything.

In fact, he was driving 12 miles per hour above the speed limit.

However, that speed is enough to endanger other motorists on the road as well as himself.

Driving without due care and attention, perhaps?

Caught Red-Handed

The laser device interferes with cameras’ ability to pick up and read a vehicle’s speed.

Unfortunately for Jason, videos captured the flashing jammer device in action.

Along with error texts when they tried to read the speed of his moving van.

Mr. Moore, thinking he’d gain 15 extra minutes of sleep by dodging speeding fines, got caught.

The court accused him of perverting the course of justice and ordered him to follow a 2-month curfew.

If that wasn’t enough, he will be facing a sentence of 32 weeks of custody (although this has been suspended for a couple of years).

Well, at least he somehow managed to avoid prison, hm?

And so, van drivers (and motorist drivers alike) are taught a valuable lesson.

Let’s not play with lasers, eh?

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