If you’re working as a man (or woman, obviously) with van as a courier, we hope you’ve got the right insurance.
Some, pushed into a new courier career, thanks to Covid, may not be aware that it’s more than standard van insurance that is required.
Couriers can’t just make do with van insurance and hope for the best.
If your van gets broken into or stolen, you need to be pretty certain that the cost of whatever you have inside is covered,
or you could find yourself in a sticky situation.
Not only that, as couriers are also in contact with member of the public for work,
anyone working as a delivery driver needs to have public liability insurance to make sure that they are fully protected.
Most van insurance companies offer specialist courier insurance policies, regardless of what type of vehicle you are using.
These are often more expensive than regular car or van insurance.
The high cost of the goods you transport is one factor.
Plus, spending more time on the road than other drivers increases your accident risk and expenses.
Similar to regular car or van insurance, you can choose third-party cover, third-party fire and theft, or comprehensive.
Comprehensive is always the best option for full coverage.
Additionally, goods in transit insurance protects the value of any items lost or damaged during transit.
This also covers your van and contents in case of theft, whether parked at home or out on deliveries.
A longer driving history, strong van security, and fewer motoring convictions all help.
These factors keep your courier insurance costs down.
Use our free quote tool to ensure you are getting the best deal on your van insurance.
We may be over the snow, but accidents and thefts can happen any time, so it’s always best to stay safe.
