This is why you can’t have nice things – like low rates


If you’re wondering why you can’t get a cheap van insurance quote, it could be you’re in the wrong line of work – or you’re a moron and auto-renew your cover.

Did I get your attention? Good. There’s a bloody epidemic when it comes to paying through the nose for van or car insurance in this country, and this month is one of the worst for its spread. You might not be able to do much about your chosen profession but there is something you can do about automatically renewing your cover for next year: just don’t do it, you bloody pillock.

September is one of those months where a large proportion of vehicle owners renew their annual cover, and it turns out that simply auto-renewing your cover with your existing provider is one of the worst things you can do. Well it is if you’re trying to save money; if you enjoy paying an arm and a leg for your van insurance go ahead and auto-renew if you like, but most sane Brits don’t like paying more than they have to.

Don’t believe me? Well new research found last year that Brits auto-renewing lost out on a collective £2 billion by not shopping around for more affordable cover. It doesn’t matter if you’re looking for third party cover for your Vauxhall Astra or you need commercial van insurance for your Ford Galaxy – no one has ever saved money by not switching insurers. In other words, do yourself a favour and shop around if your insurance is due to renew this month.

And if you’re in the medical field, you might think about changing professions. Independent research this week also discovered that, from a statistical standpoint surgeons and other medical professionals are the most accident-prone out of all British professionals. This means your insurance is likely to be higher if you’re one of the lucky few that get to save lives all day. What a lovely reward for all your hard work and sleepless nights, isn’t it?

Well if you’re interested you can always become a clerk somewhere instead. Sure you might not be able to afford that BMW any more but at least the insurance on your secondhand Nissan Micra will be quite affordable!

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