Tag: cheap van insurance

BBC Biased Against Van Drivers?

Posted on by News Desk

So, as another lockdown comes into full force, the weight of online shopping rests on van drivers.

Builders and brickies keep on keeping on, while the BBC finds itself in hot water this week.

The issue?

Allegations of bias against car and van drivers, which may surprise absolutely none of you.

The cycle-friendly broadcaster has been accused by lobby group Fair Fuel UK of an anti-car and van bias.

The BBC often portrays the motorist as the cause of problems, says Fair Fuel UK.

Fair Fuel accuses the BBC of favoring the well-financed green environmental position.

Historically seen as the voice of neutrality, the BBC now faces increasing criticism for biased opinions.

These views are increasingly out of step with the average person on the street—or in their van.

The BBC seems to particularly target diesel drivers, despite many unable to afford newer electric vehicles.

Not everyone is on a state-funded BBC salary, after all.

The reality?

Not everyone can get around by bike, especially during winter.

The unused cycle lanes from the last lockdown prove this point, especially in winter snow and ice.

Chaos up and down the country is already building, with more to come in the weeks ahead.

We appreciate the work of Fair Fuel UK, standing up for British van drivers once again.

They face constant challenges while keeping the country moving, rain or shine.

Let’s not forget we’re here to help you, too.

Whether it’s a news story to brighten your week or saving on van insurance, every bit helps.

Delivering The Gift Of Christmas

Posted on by News Desk

Christmas!

So, for those of you who are delivery drivers, this year should, in theory, have been ‘it.

The run-up to Christmas, the busting your chops to squeeze in endless deliveries of Christmas goods for the people who shop online.

But this year has been different in so many ways, and the Christmas rush may not be over come December 24th

While last year saw a run of online ordering putting unprecedented demand on van drivers over the festive period, nothing could have prepared us for what happened in March.

COVID struck. 

The poor delivery drivers of the UK didn’t know what had hit them.

The country locked down, and online ordering exploded into a full-blown national pastime—it felt like Christmas all over again.

Delivery drivers didn’t know what had hit them, as they worked around the clock, busting a gut to get things to people –

From food to fancy fripperies, and everything in between. 

And this Christmas, the heat is on again.

Brexit-related stockpiling is seeing delays at UK ports and a huge backlog of goods to get to people, from building supplies to Christmas presents.

With most of the country in tier 3, that is all in addition to those who are reliant on online ordering to deliver everything from clothes to groceries. 

And now, as of yesterday, ports into the UK are closed.

Who knows what that will mean.

More deliveries, fewer deliveries… many businesses will be scratching their heads and trying to figure out if they actually have anything to send at all.

Many experts are predicting that this seasonal rush will carry on right into January.

And even beyond, depending on what happens with Brexit and how quickly the COVID vaccine can be rolled out.

But of course, with this new raft of port closures, the truth is nobody knows what is coming next.

So, while it doesn’t really help ease those tired limbs or the sheer exhaustion, we just want you to know that this Christmas, we here at Cheap Van Insurance doff our caps to you all.

From the delivery drivers, to the man and vans, to the builders and brickies and everything in between.

Here’s hoping next year gets back to something approaching normal.

And life can return to the heady days when people went out and actually got things for themselves. 

How to Save On The Cost Of Running Your Van

Posted on by News Desk

Christmas is coming. Want to save on costs?

While the goose may be getting fat, many of us are feeling the pinch in our pockets at the end of a tumultuous and unprecedented year. 

You all know the old saying, save the pennies and the pounds will take care of themselves.

While we here at Cheap Van Insurance work tirelessly to bring you the very best van insurance provider deals.

Direct to your inbox,

which are sure to save you a few quid, we thought we’d go through a few more ways you can save a few pennies. 

1: Summer is over. 

So turn off your AC.

Yes, we know you guys like being cool behind the wheel, but open a window and save yourself a few quid.

Running your AC year-round not only uses a lot of fuel, but also means you’ll need to pay to get your system re-gassed sooner.

So think twice before you have it on blast all day.

2: Stop costs going through the roof.

Literally.

Having stuff piled on the top of your van such as ladders can end up costing a few quid more than you need.

Of course, you need some of the stuff, but all of it, all of the time? Maybe not.

Not only does the extra weight add to fuel costs, but it also does a number on your aerodynamics,

adding more drag which again, equals paying more at the pumps.

3: Consider how much you fill up:

Adding fuel means adding weight and if you don’t need a full tank, why go all the way?

Fill up not quite so full and a little more frequently and you’ll pocket the savings.

4: Consider how much you fill up (part 2):

Do you really need everything in the back of your van?

Is your cab full of rubbish that can be binned?

Have a good clear out and only take what you need for your jobs. Less weight = less fuel.

It’s a smart and simple way to save a few bob. 

5: Drive in style:

If you have cruise control and can use it, do so.

If you have a more modern van with a fuel efficiency mode, use it.

We know it goes against the very ethos of many van men, but driving calmly and smoothly can really make the biggest difference to your fuel consumption and costs.

Go gently, easy on the brakes and slow on the revs and you’ll be able to see the difference in your wallet in no time.

Now, all that you need to decide is what you want to spend those savings on. Christmas is coming, after all. 

Van Drivers Could Be Crushed By 2030’s Electric Shift

Posted on by News Desk

Van drivers read on.

As if the current lockdown wasn’t enough to have us all hunkering down for the winter, news this week is that van insurance is set to go up in cost.

In fact, since the end of the last lockdown, they have, reports suggest, already increased by 1.6% in the last 3 months, compared to a drop of 2.4% during lockdown.

If you get all whizzy with the maths, that is still a net decrease of 0.8%.

But given that many van insurance commentators (yes, they actually exist) had predicted a much greater fall, it doesn’t make for happy reading.

Especially considering that van drivers were one of the most affected jobs as a result of the lockdown, either by being unseasonably busy or simply unable to work.

There is some good news if you use your van as your main form of domestic transport too, with a social, domestic, and pleasure policy.

There has been a drop in the cost to renew your van insurance.

But given that most of us use our vans for work, this doesn’t really help the drivers who use their vans to earn a living.

With more people looking to switch careers and get into van delivery driving due to the cut of jobs in other industries such as hospitality and leisure, bad news for the younger van drivers out there.

Unless you are prepared to install a telematics device to reduce the cost of van insurance, the average cost of annual van insurance for the under-25s is a whopping £3,091. 

What happens next?

Well, if this year has taught us anything, it’s that none of us really know.

But if you do want the best deals, our advice remains the same:

Complete our simple quote tool, and let the very best van insurance deals come directly to you. After all, life is hard enough. 

A Week of Heroes and Villans

Posted on by News Desk

We start this week with some good news for a change. Yes, despite the weather being more variable than a typical Aston Villa footballing season, we have some good news this week. (No, Villa haven’t signed Gareth Bale – well, not yet, anyway).

The good news is that since lockdown, the average cost for van driver insurance is down. Not by a massive amount, but by 2.3%, which can still represent a good saving on van insurance for most van drivers.

Latest research shows that the van insurance industry has put a pause on their typical insurance price increases, and instead of a hike, have taken a cut.

This is a result of the Coronavirus pandemic, which has seen a marked reduction in the number of white van men and women on the road throughout the UK. This has meant that unsurprisingly, there have been fewer van insurance claims made and so the cost has come down. 

This is particularly good news because prior to COVID bringing the UK industry to a grinding halt, van insurance premiums were at something of an all-time high. 

The group of van drivers who have seen the biggest drop in their van insurance renewal costs are young van drivers, who have seen the cost of insuring their vans decrease by around 14% (although bear in mind, van insurance for young drivers remains eye-wateringly expensive, with an average annual policy costing upwards of £3,000 compared to the overall average policy cost of a smidge over £1000 – representing a drop of 2.3% in the last few months.

The average premium on van insurance has seen a drop of 0.9% over the last year, so the recent drop of 2.3% is a big change downwards, by comparison.

If you are driving your van for work and using it at home on a ‘Social, domestic and pleasure’ policy, if your van insurance is due, you too, should see a drop although it will be around the more modest 1.2% mark.

Of course, like most good things, they are often fleeting (like the feeling of relief felt when Villa scraped through being relegated), because the future is, like football, less certain. With things returning to normal on the roads, there will inevitably be more accidents, and with more accidents come more claims and that of course means an increase in insurance premiums too. 

So, if your van insurance is due any time soon, make hay while the sun shines. Use our free quote tool, to triple check that you are getting the best possible van insurance deal. 

… And finally,  before anyone writes in to complain of Aston Villa bias or to send Villa-related abuse, let us remind you that the future King of England is a Villa fan, and if he has anything to do with it, you’ll all be Villa fans when he’s in charge.

Until next week.

Weekly Roundup – Coronavirus Special

Posted on by News Desk

Good news if you insure your van personally and chose Admiral – you are getting £25 back from your policy cost, irrespective of whether or not you are still on the road. Government MPs are petitioning chancellor Rishi Sunak to get involved and ensure all car and van insurers pass some of the savings on that they are making while the country is in lockdown – with a reported 50% fewer accidents happening then it makes sense that we should all be getting something back and not see insurers profiting at the expense of the regular guys and gals out there. 

We do expect more to come on this in the coming weeks and more insurers either being forced or pressured into giving rebates. Some companies are also offering front line and essential workers discounts on their van insurance premiums, so if you are a key worker, be sure to mention it to your insurance broker at the time of your policy renewal and see if you can’t bag a little extra off the cost of your policy. 

Some insurers, such as Aviva and MoreThan are offering customers who are feeling the pinch payment holidays on their insurance payments (for home as well as car or van insurance). Again, we expect more to follow, although do be aware you will still be required to repay your annual policy in full at some point during your insurance term, so it may be deferring greater pain down the line, if you choose to do so.

Sadly, there are more and more reports coming in of serious accidents as a result of dangerous driving or speeding on the quieter than usual roads. As we clearly stated last time, now is not the time to see if you can take the racing line flat in your transit, however tempting that may be. 

In a bit of good news, it looks as if drones won’t be replacing anyone’s jobs any time soon. A new study found that drone deliveries were up to 10 times less energy efficient than vans. So, if you’ve still got a job, make sure you keep it by driving safely, observing all good hygiene practices (wear a mask if you can, even if they suggest otherwise) and keep on keeping on. 

Van Drivers – what’s ahead with coronavirus?

Posted on by News Desk

Well, it’s a strange time to be alive, that’s for sure. Panic is mounting over the threat of coronavirus and for your average van driver, that could be a good or a bad thing.

The upside is that more and more people are choosing not to go out unnecessarily and have goods and services delivered to them instead. So many of you can look forward to busier weeks ahead (just think, it will be like Christmas all over again with a ton of deliveries each and every day). Happy days?!

The downside, of course, is what happens if you actually get the virus yourself. And being in and out of businesses each day makes you particularly vulnerable not just to catching it, but potentially spreading it too. Get hold of hand sanitizer if you can, don’t be afraid to ask businesses if you can wash your hands at regular times throughout the day and take a large pack of tissues and a van bin to dispose of them. Consider buying and using disposable gloves if you’re coming into a lot of contact with people. 

Many van drivers form the backbone of the gig economy and many are saying they simply can’t afford to take time off if they get sick. With a budget due this week, we hope that the new chancellor makes moves to do something positive to provide financial help to those who need it, should they be sick. Nobody needs a super-spreader making things worse. 

And of course, what happens for those of you who drive longer distances if we get to a stage where travel restrictions are put in place? Smart fleet owners may be able to set up an inter-regional relay type of structure where deliveries still get from a to b, but who knows if handovers will be possible? We’ll need to look to countries like Italy to see how they handle things and if there is anything we can learn from them. 

Hopefully builders and traders won’t see too much impact in the short term, but of course, there may be supply chain issues down the road (no pun intended) with goods from overseas getting to us on time. And there is of course, the threat of recession down the road all around the world, not just here. 

One thing you can do is make sure you keep an eye on your own money and keep hold of what you can in case you need it to get through the months ahead. Thankfully, we can help with that, by offering the best van insurance prices that will help you keep hold of as much of your hard-earned dosh as possible. In the words of one supermarket – every little helps. Just don’t go and blow all your savings on loo roll. 

In the market for a new van?

Posted on by News Desk

It’s that time of year again. The new registration plates are about to be issued next month, and van drivers up and down the country dream wistfully of a brand new, shiny van with all the optional extras a driver could dream of.

And of course, now is the time that the van manufacturers launch their newest models to ensure those who are in the money are ready to show it off from next month with the latest in technology.

This past week, both Mercedes and Volkswagen have showcased their new offerings, the Mercedes-Benz Sprinter 3500XD, and the Volkswagen Caddy V5.

The Mercedes is a veritable force to be reckoned with. With almost unlimited variations and added extras, this is a van driver’s dream. A three-litre turbo diesel V6 engine gives as much grunt as the beefiest Scottish van driver could need for getting up those steep hills and glens. A seven-speed automatic gearbox, four-wheel drive and 325 pounds of torque gives it almost off-road abilities. There’s a 10.5” touchscreen, navigation, in-built cruise control in the premium plus package, while the premium package adds lane assist, a rear camera and active brake assist. There are also options for heated mirrors, an electric step at the back, and illuminated front steps. 

Reported to have incredible visibility and more space in the back than a DPD depot, this doesn’t come cheap, but will undoubtedly be the choice of those for whom money is no object and as an investment for a van that’s read to last the distance.

At the other end of the market, for just£21,000 there’s a new VW Caddy in town. The fifth generation of Caddy, this has all the convenience of a hatchback in van form. There are three versions – the Caddy, Life and Style, with more kit as standard on all models. All the Caddys can carry up to two pallets of goofs in the back, but a revamped dashboard with 10” touchscreen makes being behind the wheel a much more comfortable and enjoyable experience. 

Two petrol and one diesel options are available, and there’s even one that can carry additional passengers too. 

If you are in the market for a new van, don’t forget to fill out our free quote form, to know the best possible van insurance prices out there – with the money you save, you may just be able to stretch to one or two added extras on your van spec!

2020 – Are We There Yet?

Posted on by News Desk

So, delivery drivers are (somewhat) breathing a sigh of relief that Christmas is finally over and the last-minute deluge of everyone needing everything yesterday has almost abated. (Unless you’re still working like a dog delivering sale parcels here, there and everywhere). Hopefully, you’ve had a good few days off, will enjoy another this week before things start to resume an air of finally getting back to something approaching normality. 

Spare a moment for some reflection on the year you’ve had. Maybe you’ve got a new van, maybe 2020 is the year you’re going to. What lessons did you learn this year? How many parking fines, tickets and arguments with traffic wardens did you get into? If it’s single digit, you’re doing okay. If it’s more, maybe the new millennium will be the time for you to think about how you can redress the balance a little. 

How’s your health been? Sitting behind the wheel day after day isn’t the healthiest life, and the stress of being on the road doesn’t just wash over most people. Are there things you could do better or do you need to work some regular exercise into your routine? Or find a better way to blow off steam at the end of a working week than sinking a few pints in the pub. 

How about your driving? Did you have any near misses or scrapes and dings you could have avoided with a little more care and attention? Did your rush to be at your destination get the better of you sometimes and lead to silly mistakes you didn’t need to make?

Did you get any speeding fines or other points on your license this year? Could you have avoided them? If you did, no doubt you’re paying the price in terms of your van insurance premiums. If you already have a few convictions are you going to find yourself in a tough spot if you rack up any more this year? 

Did you neglect keeping on top of your servicing and van maintenance? Did a little problem become bigger as a result? Driving without up to date tax and insurance is just foolish and keeping your van on the road when it needs some TLC is equally irresponsible. 

Buying a new van? How will you finance it? Make sure you look into all the different options that are available before committing to whatever the dealership suggests. 

What will the next few years hold? Maybe you’re happy to just keep on trucking, but maybe you’re looking forward to working a new patch or changing what your day to day driving involves. If so, make some tangible goals you can work towards getting to where you want to be.

Wherever you’re going, and whatever you’re doing, just remember if you’re van insurance requirements are going to change, we’ve got your back. Just fill in our simple form for the best quotes for van insurance to be coming to you direct, leaving you free to worry about something else (possibly) far more interesting.

Van drivers, we salute you all and wish you a very happy new year.

Perfect Christmas gifts for Van Drivers

Posted on by News Desk

Okay, so you’ve been asked what you’d like and besides that box set and PS4 game that you know you’re not going to get, what can you ask for?

Here are our top ideas to make any driving days just that little bit better.

Like your coffee? How about a portable espresso machine? Perfect for coffee on the go. This takes classic coffee pod filters, and can be plugged in to your van’s power socket.

Or what about a heated lunch box? This is great for those who drive long distances and want a hot meal, without paying an arm and a leg at the service stations – just plug it in to your car charger socket and enjoy a nice warm lunch, rather than a chilly limp sandwich.

Magnetic phone and coin pads.Never be rifling around for coins again, have your phone where you can see it, and generally be a little more organised with one of these. 

Heated seat pads. Because there’s nothing like a warm bum on a cold day! Or, go the whole hog and ask for an in-car electric blanket. Perfect if you’re a driver up north who frequently battles with the snow and can sometimes see yourself stuck in accident traffic or impassable roads. 

In-car Wi-Fi. Turn your cab into your office with one of these great gadgets. Be always on, listen to music, game while you’re waiting for a pick-up (but not in a traffic jam, please)

Mini hoover.Let’s make spiders dropping from the visor a thing of the past, people. An in-van mini hoover can help clear up those crumbs and that dirt in no time. 

Hanging storage. Keep all your paperwork in one place, and find things fast. It will shave a few minutes off your day, and in an industry where every second counts, you’ll be thankful for it.

A lumbar support cushion. Because being a van driver plays havoc with most people’s backs, given enough time behind the wheel. A solid, supporting cushion for your back will pay dividends and save the cost of those trips to the osteopath. (although we can recommend a brilliant one, if you do need one). 

Van detailing kit.Because we all like a nice, clean van, don’t we? Oh, wait. Well, maybe if you get one, you’ll actually use it. We can’t force you to, but you know, it might just give you the motivation that none of the lads have managed. Make it a new year’s resolution. 

A driving experiences.No chugging along, waiting for the diesel to finally kick in and give you some oomph. Blast out your driving frustrations with a track session in a supercar at one of the U.K.’s race tracks and unleash your inner Lewis Hamilton (other F1 drivers are available). 

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